The NJ Division of Disability Services (DDS) recently reminded stakeholders of the State and Federal programs that support individuals with disabilities in achieving their employment goals, including work incentives and benefits resources that allow them to work without losing benefits, including:
The Social Security Administration’s Ticket to Work program and other Work Incentives allow SSI, SSDI, Medicaid, and Medicare beneficiaries keep their benefits while exploring employment, receiving vocational rehabilitation services, and gaining work experience.
Work Incentives Planning & Assistance (WIPA) services, available for free to SSI and SSDI beneficiaries, can help individuals make informed decisions about employment and create a plan to help them maintain access to necessary benefits. To find out more, or to be referred to a WIPA provider in your area, call 1-866-968-7842 or 1-866-833-2967 (TTY).
NJ Division of Vocational Rehabilitation Services can also provide benefits counseling for DVRS consumers who receive SSI or SSDI benefits.
Disability Benefits 101 – New Jersey: Another resource for understanding work incentives and benefits, funded by the NJ Council on Developmental Disabilities, Disability Benefits 101 provides information, resources, and personalized estimators to help you plan and set goals for work.
NJ WorkAbility offers full New Jersey Medicaid health coverage to working individuals with disabilities whose income would otherwise make them ineligible.
NJ ABLE, administered through the NJ Division of Disability Services, is a tax-advantaged savings account intended to encourage and assist individuals with disabilities and their families to save private funds for disability related expenses while still maintaining eligibility for means tested Federal benefit programs.