Spectrumly Speaking
September 2016  

Happy September!  We trust you had a wonderful summer spent with family and friends and are looking forward to a colourful autumn season.

Before you act, listen.
Before you react, think.
Before you spend, earn.
Before you criticize, wait.
Before you pray, forgive.
Before you quit, try.

Ernest Hemingway

We hope you make it a September to remember! 

Karen, Richard, Jeff, Janet, Ingrid and Sheila
Power of Attorney
for Health and Property 
Has your bank asked you to sign a Power of Attorney?  It may cause unintended consequences...

Learn more 
6 Ways to Teach your Children Financial Responsibility

You've taught them how to tie their shoelaces, to be careful around strangers and awkwardly touched on the whole "birds and bees" thing when forced into a corner. But if you haven't talked to your children about the importance of financial responsibility, you could be depriving them of crucial life skills that will impact their relationship with money forever.  


Sharing the Family Cottage

Creating a Cottage Agreement can help to ensure a stable and continuing structure for future generations to enjoy the cottage.

Monthly Features
Seminars, Market Watch, Office News & Tips
Announcing Our 2016 Line Up of the
"Holistic Planning Seminar Series"

If you are in the Barrie area, check out our upcoming seminars.        
Our next one is September 29th, 2016
on Retirement Planning

This seminar is geared for anyone that plans on retiring one day.  It is never too early to start planning and mapping out this chapter of our lives. ~ it may last as long as our working years, and you want to be in a position to enjoy it to its fullest! 

Feel free to bring along a friend, co-worker or family member that you feel may benefit from the information we are sharing.  Registration is required.

Market Watch

Market Watc h 

For those with more of an interest in what has happened in the markets this past month, Click here for an update.

Spectrum Team
Messages from your  
Spectrum Office Team ...
  • Have a look at this informative article on Planning for Healthcare by Jeff Schreiter CFP, CLU, CH.F.C. Spectrum's own Personal and Business Insurance Solutions Specialist.

 Jeff's Healthcare Report 


Tip of the Month - Inflate Your Tires

For every two PSI of air pressure under the recommended level in your tires, you lose 1% on your gas mileage.  Most people's car tires are 5 to 10 PSI below the normal level, so that means by just inflating your tires, you can improve your gas mileage buy up to 5%.

Read your car's manual to see what the recommended pressure is and then head to the gas station.  Use the pump to inflate your tires to where they should be and voila - it's basically free gas!
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Spectrum Financial Strategies
339 Huronia Road Barrie, ON L4N 8Z1

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