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Medicare Open Enrollment: Annual Review of Your Current Plan
Did you know that, from October 15 to December 7 each year, seniors with Medicare, or their caregivers, can change their health insurance plans to better match their healthcare needs? Even if you are satisfied with your coverage, it never hurts to look at other plans that may cost you less.
What to Look at First:
• Whether you have Original Medicare or Medicare Advantage—
don’t assume your plan has not changed. Don’t be caught by surprise.
• Review the Annual Notice of Change, as well as Medicare & You,
both mailed in September, to see if there will be any cost increases in the coming year—premiums, deductibles, or copays.
• Prescription drugs – will they continue to be covered? At a higher cost?
• Your doctors – will they still accept your Medicare?
• Has the status of your health changed since last year that may require a new specialist or additional services, and possibly higher expenses?
Let a SHINE Counselor assist you with these and other questions.
To talk to a SHINE Medicare Counselor, call the
Elder Helpline 800-963-5337 www.floridashine.org
SHINE (Serving Health Insurance Needs of Elders) provides free, unbiased health insurance counseling through a network of volunteers, empowering Florida seniors to make informed health choices. Cost savings could be yours too through the Medicare Savings Programs and the Extra Help Program.
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