WEEKLY UPDATE FROM MONTANA'S CREDIT UNIONS | October 23, 2026

Happy Friday! What a busy week. We've been at lawmaker luncheons in Butte and Missoula, at the Co-op Academy in Butte, in the home office prepping for next week's HYPE Workshop and Be Aware conference, and scattered across the state, hoping the snow doesn't last.


Wherever we've been or what we've been doing, we've also been looking forward to seeing so many of you for next week's festivities. Safe travels!

NEWS YOU CAN USE

America’s Credit Unions 2027 Events Lineup: Registration is opening for America’s Credit Unions’ 2027 schools and conferences. These events offer specialized education, engaging speakers, and practical takeaways tailored to credit union roles and career goals. Explore opportunities to build your skills, gain fresh perspectives, and bring new strategies back to your credit union. View the 2027 Conferences & Schools calendar for the full lineup of dates and locations.

FOR YOUR DUES

Suit Up for the Brawl of the Wild! Ready for some friendly rivalry with a purpose? Our annual Brawl of the Wild fundraiser kicks off November 2, and this year every dollar raised will support CU4Kids and Montana's own Shodair Children's Hospital.


Grab your Cat and Griz icons (email Dawn), challenge staff to a branch competition, and start planning your display now. Think of it as preseason training camp, but with fewer wind sprints and more community impact.

 

MVP Play of the Week: Next week’s Be Aware conference is a great place to pick up your icons and buttons, so order yours by Monday!

Coming Soon — The Women’s Community ReSet at Chico Hot Springs: Take a breath. Pack your notebook. Get ready to invest in yourself. At this unique event, you will explore the concept of building a personal board of directors, a network of individuals with diverse strengths and perspectives who support personal and professional growth.

 

You may arrive knowing only a few people. You'll leave with many more people in your corner.

This Week's Blog


Young Professionals Leadership Blog: The latest leadership blog from our HYPE Committee comes from Clearwater CU's Katelyn Kotka. In it, she challenges you to find one small way to lead this week, regardless of your title. It's a great read for yourself and your entire team.


A Direct Line: Looking for your credit union’s next great board member? It might be time to stop searching for job titles and start looking for traits. This week's blog explores the qualities that help boards stay strategic, mission-focused, and ready for the future.


Personal Finance Blog: Does it smell like teen spirit in here? No. It's just your favorite financial cooperatives working like part of a team to fight fraud in their communities. This week's personal finance blog outlines how credit unions safeguard their members' financial well-being every day.

Save the Dates for Future Important Events


We've compiled a list of events happening next week so you don't have to. You know the drill: Montana's Credit Unions events are in blue, and all events are mountain time unless noted otherwise.

Monday, October 26

Registration for 2027 DE Classes opens at noon for the first three in-person classes

of 2027 along with the virtual class.

Tuesday, October 27

Women’s Leadership Virtual Series (3 of 3)

A virtual event from our friends at the Wisconsin League

9:00–10:00 a.m.

HYPE Workshop

An MCU event in Great Falls

9:00 a.m.–2:00 p.m.

Be Aware (Day 1 of 3)

An MCU event in Great Falls

3:00–7:00 p.m.

Wednesday, October 28

Be Aware (Day 2 of 3)

MCU event in Great Falls

8:30 a.m.–9:30 p.m.


Money Smart for Older Adults: Financial Preparedness, Fraud, and Scams

An FDIC webinar

11:00 a.m.–Noon


The Hidden Cost of Underutilizing Your Core System

A ProBridge (A Trellance Company) webinar

Noon

Monetize the Mission: Why Financial Health Programs Don’t Pay Off, and What Does

A CUInsight webinar presented by Boom Credit

10:00 a.m.


Moving to the New ScreenSteps

A ScreenSteps new platform demo

11:00–11:30 a.m.


Weekly CDFI Office Hours

An Inclusiv Zoom meeting

1:00–2:00 p.m.

Thursday, October 29

Be Aware (Day 3 of 3)

An MCU event in Great Falls

8:30–11:15 a.m.

AI Starts with Knowledge: Building the Foundation for Successful AI

A ScreenSteps webinar

10:00–11:00 a.m.

Exploring Millennium Corporate’s New Instant Payments Solution

A MCCU webinar

1:30–2:00 p.m.

Looking (A Bit Farther) Ahead

Save the dates (MCU events are in blue)...


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FROM OUR PARTNERS

Fuel Growth with Vericast: Vericast is a leading provider of financial solutions that help credit unions deliver superior member experiences. Check printing, card personalization and instant issuance, deposit and household acquisition programs, contact center services, digital marketing, direct mail, and promotional products are among the solutions offered by Vericast. Learn more and contact Vericast on their website.

Webinars for Everyone on your Team: Learn from the comfort of your own office from these webinar partners. Click on each to view a list of upcoming webinars.

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THE #CUDIFFERENCE

Ravalli CU celebrated International Credit Union Day in true "people helping people" style. They spent the day hosting a paper and essentials drive for SAFE in the Bitterroot — their local women's shelter. SAFE provides critical support, advocacy, and resources for survivors of domestic violence, sexual assault, stalking, and human trafficking throughout the Bitterroot Valley.


By rallying members and staff to support a vital community organization, Ravalli CU turned International Credit Union Day into an opportunity to make a meaningful local impact. It's a great example of the credit union philosophy in action: neighbors helping neighbors and strengthening the communities they call home. That's the #CUDifference!

PARTING SHOT

Harvesting Relationships


As harvest season winds down across Montana, combines roll through fields gathering the rewards of months of planning, investment, hard work, and patience. No farmer plants in April expecting a crop in May. Relationships work much the same way.

Strong relationships are cultivated.


They require intentional investment, consistent attention, trust, and a long-term perspective.


That lesson was front and center this week in Bozeman as cooperative leaders from across Montana gathered for the 2026 Montana Co-op Academy. (Photos above) Hosted by the Montana Council of Cooperatives and co-hosted by Montana’s Credit Unions, the Academy brought together cooperative leaders representing credit unions, agriculture, worker-owned, food, housing, and community development organizations to learn from one another and strengthen Montana's cooperative ecosystem.


One of the most valuable themes emerging throughout the Academy was that leadership is ultimately about relationships. The Leadership Track focused on communication, trust, governance, developing future leaders, succession planning, conflict management, and cooperation across sectors. Participants explored how influence matters more than authority and how cooperative leadership is rooted in service, stewardship, and engagement rather than command and control.


The opening "Web of Cooperation" exercise offered a visual reminder that none of us succeed alone. As participants shared their challenges and experiences, a web of connections formed across cooperative sectors, demonstrating that while our businesses may differ, our leadership challenges are remarkably similar.


That interconnectedness is something agriculture has always understood.


Long before supply chains became a buzzword, Montana farmers and ranchers knew that success depended on neighbors helping neighbors, shared resources, trusted relationships, and collective action. Agricultural cooperatives emerged because individual producers could accomplish more together than they could alone. Today, that same philosophy continues to shape Montana's cooperative landscape. Agricultural co-ops, electric co-ops, telecommunications co-ops, housing co-ops, food co-ops, and credit unions all exist because people identified a shared need and chose cooperation over competition.


Recent posts and materials from the Montana Council of Cooperatives have emphasized this growing cross-sector cooperative community, highlighting the importance of cooperative education, visibility, collaboration, and building connections across industries. Their growing Montana Co-op Footprint project demonstrates just how broad and impactful Montana's cooperative network has become.


Credit unions play a vital role within this cooperative ecosystem.


Relationship banking is often described as knowing your members beyond a transaction. In many rural Montana communities, that means understanding the realities of agricultural cycles, weather risks, commodity prices, succession planning, and the long-term investments required to sustain family farms and ranches. It means recognizing that a financing decision is often tied to a family's livelihood, a community's future, and generations of hard work. I grew up on a farm in the Midwest and understand these realities all too well. I also know the value that cooperatives brought to our farm in good times and in challenging times.


Like farmers, credit unions are in the business of investing for the long haul.

Every loan, every financial counseling conversation, every community partnership, and every member interaction is another seed planted. Trust is built over years, not days. And the strongest institutions, like the healthiest farms, understand that sustainable growth comes from nurturing relationships season after season.


One of the Academy's capstone challenges asked participants to think about how multiple cooperatives could collaborate to address issues such as affordable housing, childcare, workforce development, and community resilience. The exercise reflected Cooperative Principle Six, Cooperation Among Cooperatives, and highlighted an important reality: many of Montana's biggest challenges are too large for any one organization to solve alone.


Agriculture understands this. Cooperatives understand this. Credit unions understand this.


The future of rural Montana will depend not only on financial capital, but on relationship capital. The connections between farmers, ranchers, businesses, cooperatives, community organizations, and financial institutions create the resilience that helps communities weather uncertainty and seize opportunity.

As harvest concludes across much of our state, it's worth remembering that the most valuable things we grow are not always found in the grain bin.

Sometimes they're found in the trust we've earned, the partnerships we've built, and the relationships we've cultivated along the way.


And those are harvests worth celebrating.


Like a good harvest, strong relationships are never accidental. They are planted with purpose, nurtured with care, and strengthened over time. In agriculture, cooperation turns effort into abundance. In credit unions, relationships turn transactions into lifelong partnerships. The lesson is the same: what we invest in today determines what we harvest tomorrow.


Have a great weekend.


Cooperatively,

Gerry 

This is an internal publication of Montana's Credit Unions intended for our affiliated credit unions and their official family.


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