WEEKLY UPDATE FROM MONTANA'S CREDIT UNIONS | January 30, 2026

Happy almost‑February! If it feels like January has been 87 days long, you’re not alone. We're anxiously awaiting Punxsutawney Phil’s prediction on Monday for Groundhog Day. Did you know the famous groundhog has an overall weather prediction accuracy rate of approximately 35% to 39% based on records dating back to 1887? You'd be better off flipping a coin or just hoping for an early spring.

NEWS YOU CAN USE

Shutdown Watch: With federal funding deadlines approaching, we're closely monitoring the potential for a government shutdown and its impact on members and communities. We have resources available to support your credit union’s messaging, including a short FAQ you can share with members addressing deposit safety, account access, and available support options. Additional tools and timely updates are available through America’s Credit Unions’ Government Shutdown Resources.

Power Up Registration Now Open! Montana’s Credit Unions are igniting the future at the 2026 Power Up Conference & Expo, May 19–20, in Helena, Montana! This two-day event is designed to spark learning, connection, and momentum for credit union professionals, volunteers, and partners across the state.

What to Expect:


  • High-impact education sessions with industry experts
  • Strong networking and peer connection opportunities
  • Trusted partners in the vendor expo hall
  • FUNdraisers, entertainment, and community building


…and so much more to fuel your success!


Registration is open now — secure your spot early and join credit union leaders from across Montana for two days of education, collaboration, and momentum!

2026 Annual Awards

Nominate a Deserving Individual: Vikrant Massey said, "Recognition is a reward in itself. Any form of appreciation, even a small word, is important." If you've added some version of "Make an effort to recognize employees" as a New Year's resolution, we have the perfect way to help you achieve your goal — completing a short nomination for one (or three) of your colleagues:

 

Crash the GAC! The Filene Institute announced the newest class of emerging credit union leaders selected for The Cooperative Trust’s prestigious Crash program at the Governmental Affairs Conference (GAC) in Washington, D.C. While at GAC, Crashers engage in key industry conversations, meet with top credit union CEOs, and participate in leadership development experiences designed to strengthen both their careers and the credit union movement.

 

Congratulations to Matt Macrow of Valley FCU, selected as Montana’s Crasher. Also joining our Montana contingent is Julia Petroff of Black Hills FCU (Billings branch), selected as South Dakota’s Crasher. "

Matt shared, “Being selected to represent Montana at GAC is an incredible honor. I’m passionate about advocating for credit unions and the people they serve, and I’m excited to engage with policymakers and industry leaders to support the cooperative mission.”

Julia said, "I am thrilled to have been selected to Crash the GAC and support Montana Credit Unions. I have experienced firsthand the difference credit unions make with financial education and genuinely caring service. The more we can advocate for credit unions, the more people we can help."

FOR YOUR DUES

Save the Dates for Future Important Events


We've compiled a list of events happening next week so you don't have to. Montana's Credit Unions events are in blue. All events are mountain time unless noted otherwise.

Monday, February 2

Business Lending Bootcamp

A CU Business Group virtual course

available during February

Wednesday, February 3

The Roundtable (Day 1 of 2)

An MCU, DakCU, & MnCUN training event in Las Vegas

1:30-6:00 p.m. PST 

Thursday, February 4

The Roundtable (Day 2 of 2)

An MCU, DakCU, & MnCUN training event

in Las Vegas

9:00 a.m. - 6:00 p.m. PST


Bringing Climate Lending to Life: New Evidence and Real-World Success

A WOCCU webinar

10:00 a.m.

The Revenue Opportunity Hiding in Your Digital Banking Platform

A CUInsight webinar presented by Tyfone

11:00 a.m.


Weekly CDFI Office Hours

An Inclusiv Zoom meeting

1:00 - 2:00 p.m.

Looking (A Bit Farther) Ahead

Save the dates (MCU events are in blue)...



This Week's Blogs


A Direct Line: The final blog of January is courtesy of our friends at Millennium Corporate CU. It covers the FOMC Rate Outlook for 2026: What It Means for Credit Unions. Give it a read, and share it with others.


Personal Finance Blog: If your budget currently looks like a color‑coded spreadsheet that only a NASA engineer could love, good news — this week's personal finance blog can help simplify your budget. It breaks budgeting down into five simple categories, helping you cover housing, transportation, out‑of‑the‑ordinary expenses, debt, and savings without needing a financial PhD. It’s basically budgeting…but on easy mode.

FROM OUR PARTNERS

Bankers Equipment Service

New VIP Partner! Bankers Equipment Service (BES) is your trusted partner in financial technology and branch solutions, with nearly 90 years of experience helping community financial institutions thrive.


From branch transformation and automation technology to cash automation, self-service solutions, and ATMs, BES delivers the tools your credit union needs to boost efficiency, enhance member experiences, and improve operational performance. Partner with BES — where service is not just a promise, it’s a priority.

Montana’s credit unions can gain a strategic edge with SRM: Strategic Resource Management (SRM) delivers decades of expertise in payments, vendor sourcing, contract negotiation, technology strategy, and growth consulting — all aimed at lowering costs, uncovering new revenue opportunities, and boosting operational efficiency. With a proven track record of helping hundreds of financial institutions drive real value and navigate industry change, SRM is a trusted partner for strengthening your institution’s bottom line and member experience.

Webinars for Everyone on your Team: Learn from the comfort of your own office from these webinar partners. Click on each to view a list of upcoming webinars.

OnCourse Learning logo

PARTING SHOT

Park Side CU really put the FUN in the 2025 Brawl of the Wild FUNdaiser for Shodair Children's Hospital! They exceeded their goal, supported their community, and enjoyed a little friendly rivalry in the process. Ask their CEO and CFO what happens when you root for the "wrong" team. That's the #CUDifference!

PARTING SHOT

Gerry Cooking

Cooking

 

Over the holidays and into the new year, I had the opportunity to do a lot of cooking and baking for my family and friends. I love to cook! I find cooking a joy and a stress reliever. My mom was an amazing cook, and I learned a lot from her.


In college, I lived in a cooperative housing where we all shared jobs, including cooking. I was able to hone my skills in cooking for a crowd of hungry college students! I also learned to improvise, adding a little of this or that, adjusting measurements and ingredients based on what I had on hand or individual preferences.


Today, I love trying new recipes and cuisines from around the world. In fact, whenever we have company over for the first time, I try a new recipe. This probably tells you something about my personality!

 

I find many similarities between cooking and executing our plans. You have a recipe (i.e., the strategic plan) and you gather the ingredients (e.g., resources, staffing, communication). Then, you prep and start cooking. Frequently, you must adjust based on ingredients you have on hand, time constraints, or even high altitude (like living in Bozeman!).


The same is true in executing our plans. We start the year with a plan. Over time, we make adjustments based on the needs of our credit unions and priorities of staff or factors outside of our control. We use the “recipe” as a guide to making something amazing that others will enjoy and benefit from.

 

At Montana’s Credit Unions, we have a big recipe in 2026! Focusing on our key pillars of advocacy, education, and collaboration, our staff serves you every day to help you make a difference with your members and in your community.


We’ll likely make some adjustments along the way based on your needs and situations. By the end of the year, we hope to make a huge impact on the lives of Montanans across the state. I’m confident of this because we will do it... together!

 

As I write this, I am reminded of a Power Up event many years ago when Tracie was the league president. As you know, each year we have a theme for Power Up. The theme in the year I’m remembering was A Recipe for Success. You guessed it! The entire theme was around cooking! Tracie invited Rosie Holub, then President/CEO of the Missouri Credit Union Association (now retired), to do a cooking demonstration for the entire Power Up audience. Rosie was an amazing cook, and her dishes were amazing!


You see, part of the joy of cooking is the atmosphere, both in remembering times together as well as the food. The same is true for our plans. We leverage our past experiences and successes and learn from setbacks (have you ever made a recipe that was a little “less than”?) and use that experience to shape our plans.

 

What is your recipe for success in 2026? What are your plans to adjust as necessary? How are you bringing your teams along to build momentum and excitement for your plans? I look forward to “sharing a meal together” at our upcoming events.

 

Have a wonderful weekend. Cooperatively, Gerry 

This is an internal publication of Montana's Credit Unions intended for our affiliated credit unions and their official family.


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