In This Issue:

Call us  today to learn more about group insurance solutions:   732-238-6734
In case you missed it, our 
 Experts Corner Archives 

Nikki Bruno - Student Coaching Services 

here  to read about Nikki.
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Did You Know?

We are members of:
  • NJ Monmouth Ocean Association of Health Underwriters: MOAHU
  • National Association of Health Underwriters: AHU
  • Member of the NJBIA
  • Member of the BNI Hawks
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  • Member of NY Affinity Focus Group
  • Member of BRIDGES 
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Ying Hua Annual Gala: Masquerade Murder Mystery
It is our pleasure to invite you to be a sponsor of YingHua International School's Annual Gala that will be held at The West Windsor Athletic Club, West Windsor, New Jersey on Saturday, October 27, 2018.

This event is a wonderful opportunity for members of our School community and the surrounding Princeton area to participate in the celebration and support of the YingHua International School's mission.

To become a sponsor, please click here.

Fall is definitely here! We at Semple Solutions hope that you're taking proper precautions to ensure excellent health this fall. Frequent hand-washing and flu shots can help optimize our health throughout the autumn and winter months.

In this issue, we've shared many important health updates, we hope you find them to be useful and educational.
All NJ Businesses Affected by New Sick Leave Law
New Jersey has become the 10th state to adopt mandatory paid sick leave. It goes into effect on October 29, 2018. The state sick leave law overrules all municipal ordinances, which will have no force and effect after October 29th. Employers who already have a leave policy in place (including those based on a municipal ordinance) are free to continue to use that policy so long as it is at least as generous as what is required by the state. They should, however, be sure to comply with the state's notice requirements.
All employees , whether temporary, part-time, full-time, salaried, hourly, or paid on commission, must accrue one hour of sick leave for every 30 hours worked. Employers may cap an employee's sick leave accrual and use at 40 hours per benefit year.

Liberty Payroll Solutions can track and calculate these accrued hours for you to help you to stay in compliance. Please call or email your client service representative to add this service. We also offer live, HR Pro's that can help with all of your employee issues, guide you through the new labor laws, create a customized employee handbook and develop your job descriptions. Contact Josh Rothenberg for more information. 

Read more about the NJ Sick Leave Law here.
Senate Committee Holds Bill Expanding Paid Family Leave Law
Mike Wallace
NJBIA Vice President of Government Affairs 
S-2528, which had been expected to receive a vote Oct 15, would double the length of time employees could take leave from work from six weeks to 12 and increase the income benefit they would receive while they were out. 

It also would include more small businesses, requiring those with only 30 employees or more to comply. Current law only applies to businesses with 50 or more employees. Read more .
Decision on Premium Rate for Family Leave Benefits and Maximum Employee Contribution for Coverage Beginning January 1, 2019
New York's Paid Family Leave program was first implemented commencing on January 1, 2018. For 2018, twenty-seven insurers are offering Paid Family Leave coverage. In determining the community rate for 2019, DFS has reviewed claims, demographic, financial and other Paid Family Leave data for the first six months of 2018 for the Paid Family Leave program in New York, consistent with actuarial principles. Read  more .
The Experts Corner 
This month we'd like to introduce you to Chris McHatti of Cove/McHattie Law Firm, LLC   
Christopher McHattie, ESQ. Cove/McHattie Law,
Chris is a "success agent" who has helped clients create significant valuations across varied industries.

Chris received his Bachelor of Arts degree from Seton Hall University and his Juris Doctorate degree from New York Law School. He was Notes and Comments Editor of the New York Law School Journal of Human Rights. He has been an active member of The American Bar Association and numerous Bar Association committees and sections, including Sections on Government & Public Sector, Tort & Insurance, and Intellectual Property and Franchising.

Please email me if you're interested in learning more. 
5 Important Reasons to Offer Dental and Vision Plans to Your Employees
Are you wondering whether the benefits
of providing your employees with dental and  vision plans  are worthwhile?

Over  50 percent of employers in the United States provide dental insurance cover for employees.  Nearly 35 percent of employers provide vision plans too.  So why do so many companies believe that providing employees with the benefits of dental and vision insurance are worth it?  Click   here   to read more.
Can You Help The Zzak G. Applaud Our Kids Foundation?
The Zzak G. Applaud Our Kids Foundation need
Della Crews News 12 NJ
Della Crews - News 12 NJ
sponsors for the "Step into the Spotlight Soiree and Talent" Competition. 

A special gala to raise scholarship money will be held at the La Bove Grand Restaurant in Lakehurst, Saturday, December 1st from 7 to 11 pm. We hope to see you at the gala.

This event has been featured by Della Crews on Spotlight NJ. Watch the video on Facebook  here.

Unable to attend the gala? Donations are welcome and very much appreciated.  Click   here   to donate to this worthy cause.
For more health news and updates, head over to our  Facebook  page or connect with me on LinkedIn, where we share informative blog posts weekly.   Look to our  blog  for some tips on how to help your family, friends and employees stay safe and healthy.

We're here to help you protect the important things in life.
Semple Solutions LLC

Call us today: 732-238-6734