In This Issue:

Call us today to learn more about group insurance solutions:
In case you missed it, our 
 Experts Corner Archives 

James T. Wilson
Metro Public Adjustment Inc.

Click here  to read about James.
We have Strategic Partners that offer a variety of professional services.

Please email us  here if you need any of these services:


Travel Insurance
Data Forensics
Title Insurance
Human Resource
IT Staffing Services
Business loans
Real Estate
Employment Attorneys
Litigation Attorneys
HCR Attorney
Real Estate Attorney
Human Resource
Property Casualty
Financial Planning
Limousine Services
Pool Service


Business Consulting
Credit Card Processing
Green Engineering




For More Related Articles, Visit Our 
Did You Know?

We are members of:
  • NJ Monmouth Ocean Association of Health Underwriters: MOAHU
  • National Association of Health Underwriters: AHU
  • Member of the NJBIA
  • Member of the BNI Hawks
  • Member of NJ Affinity Focus Group
  • Member of NY Affinity Focus Group
  • Member of BRIDGES 
Click here to learn more about
our services
Our Services

Spring is finally here! April is known as "Garden Month", and requires a lot of bending, squatting and kneeling, leaving you to feel the effects of this labor of love for a day (or more) after. Be sure to stretch before and after your gardening. 

In this issue, we've shared many important health updates, we hope you find them to be useful and educational.
NJ Passes Commuter Benefit Law
On March 1, 2019, New Jersey Governor Phil Murphy signed into law a new commuter benefit ordinance. This new ordinance would require employers with more than 20 employees to offer commuter benefits. We've created a quick synopsis below. To read the full NJ Commuter Ordinance, please click here.

Reach out to me personally if you have any questions about how this impacts your business:
Affordability Concerns Lead Consumers to Short-Term Health Plans
Instead of using short-term plans to bridge gaps in more comprehensive coverage, consumers are viewing short-term insurance as a cheaper alternative to traditional plans, despite being aware that these options do not offer the same benefits as ACA-compliant products.  Read more here .
Researcher finds female business leaders cultivate diversity better than men
When it comes to increasing organizational diversity, female executives are much more effective than their male counterparts, according to Anuja Gupta, an assistant professor of management at Rutgers University-Camden

Gupta recently published an article, "Women Leaders and Organizational Diversity: Their Critical Role in Promoting Diversity in Organizations," in the international journal Development and Learning in Organizations. It cites a major study of leadership competencies in 7,000 executives which showed that women scored better than men in 12 of 16 competencies measured in the evaluation. Read  more .
The Experts Corner 
This month we'd like to introduce you to 
Richard Pitoscia, President of Schooley Mitchell,  
a leading independent profitability specialist.
Helping businesses increase their profitability
by helping 
Rich Pitoscia
Richard Pitoscia
President of Schooley Mitchell
hem reduce their expenses without any costs to the m.

Focusing his business, financial, and accounting acumen on helping businesses pinpoint cost reduction  opportunities Richard now aids a diverse range of enterprises in reducing telecommunications, merchant services, and small package shipping expenses by an average of 28% - 35%. Always enhancing bottom-line profitability this often translates into hundreds of
thousands of dollars in annual savings.    

Please email if you're interested in learning more. 
Proposed Changes to Layoff Notices Law Will Drive Away Businesses
The New Jersey Business & Industry Association said a plan to change the state's tough WARN Notice Law to require that employers provide 90 days' notice, plus severance pay, whenever they lay off 50 or more workers, will deter companies from locating or expanding in New Jersey.

Under this legislation, the 2007 WARN Notice Law would be changed to require 90 days' notice, instead of the current 60 days, and for the first time require affected employers who have followed the notification rules to provide severance pay as well. Read  more .
EEOC settles five major ADA lawsuits in December 2018
In December 2018, the EEOC announced five major settlements of claims alleging ADA violations. 

Brief descriptions of each settlement are set forth: Read  more .
Bipartisan bill suggests another health insurance tax delay
Senators from both sides of the aisle have sponsored a bill that would delay implementation of the ACA's health insurance tax (HIT) once again, this time for two years. The $16 billion tax, designed to be levied on payers, would ultimately increase premiums and further jeopardize the affordability of healthcare. Click here to learn more.
Orthodontic Benefits: Does Dental Insurance Cover Braces?
Having braces as a young child can help put your teeth into proper alignment. 

However, braces can also become  a major financial decision! Managing the costs associated with orthodontic care for you and your children takes research to find the best insurance coverage plans out there.

Are you curious to know the answer to "does dental insurance cover braces?"   Click here to learn more.
For more health news and updates, head over to our  Facebook  page or connect with me on LinkedIn, where we share informative blog posts weekly.  Look to our  blog  for some tips on how to help your family, friends and employees stay safe and healthy.

We're here to help you protect the important things in life.
Semple Solutions LLC

Call us today: 732-238-6734