In This Issue:

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In case you missed it, our 
 Experts Corner Archives 

Rich Pitoscia
Richard Pitoscia
President of Schooley Mitchell

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As we head into July and celebrate our country's independence, we hope that you and your family enjoyed the festivities; and stay safe during your time together throughout this vacation season. 

In this issue, we've shared many important health updates, we hope you find them to be both useful and educational. 

Please share this newsletter with those whom you feel will find it beneficial. 
How Often Should You Schedule a Dental Examination and Why Is It Important For Your Health?
Dental Exam
1/3 of Americans skipped their dental examination and cleaning last year.

Regularly visiting the dentist is important for your overall health. Even if you don't think you need to visit the dentist, your dentist can catch serious dental problems that you can't see or feel.
to read more, please click here.
The Experts Corner 

Sid Vaidya - V.P. of Metropolitan Commercial Bank 
This month, we'd like to introduce you to Sid Vaidya. Sid is a commercial banking professional at Metropolitan Commercial Bank (NYSE: MCB). 

He has been in banking for over ten years working with clients on growth and efficiency strategies through banking and financing solutions.

Sid covers industries including food and beverage, transportation and logistics, financial services and technology. 

 Please  email Sid i f you're interested  in learning more.
The Other Reasons Kids Aren't Getting Vaccinations: Poverty & Health Care Access

The toddler looking up at Dr. Melanie Seifman in her Washington, D.C., exam room seems a little dazed.

It could be because she just woke up from a nap at daycare. It could be that she remembers the shots she got last time, and she knows what's coming. 

The little girl is catching up on some vaccines she's behind on: missing   doses of the DTaP and polio vaccines. She's over two years old - both of those shots  are supposed to happen  at a baby's six-month check up. To read more,  click here .
High hazard industry exposed to many workers' compensation risks
The healthcare industry accounts for a high proportion of all national workplace injuries, as employees from this sector report some of the highest rates of injury and illness from all private industries, according to a report from Zurich on healthcare-related workers' compensation claims.  Read more here .
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IRS Issues Final Regulations on new Health Reimbursement Arrangements (HRAs)
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On October 12, 2017, the Trump Administration issued Executive Order 13813, promoting Healthcare Choice and Competition across the United States. The administration was going to focus on improving the usability of Health Reimbursement Arrangements (HRAs), to expand employers' ability to offer HRAs to their employees, and to allow HRAs to be used in conjunction with non-group coverage. In October of 2018, the Tri-Agencies issued proposed regulations in response to the Trump Administration's directive.

Click here to read more
In case you missed it. Here are the topics you should know about...
NJ Health Insurance Mandate

This came across my desk and I'm sharing it with you due to the urgency of the content. This information is also visible on our website.

Starting with Tax Year 2019, the
New Jersey Legislature requires third-party reporting to verify health coverage information provided by individual taxpayers. That means employers must provide New Jersey taxpayers and the State with the same 1094 and 1095 health-care coverage information they sent to the IRS in Tax Year 2018. Employers will file health coverage forms through New Jersey's system for filing of W-2 forms. Companies must file 2019 coverage information electronically by  February 15, 2020. The article in full is available here.
For more health news and updates, head over to our  Facebook  page or connect with me on LinkedIn, where we share informative blog posts weekly.  Look to our  blog  for some tips on how to help your family, friends and employees stay safe and healthy.

Sincerely, 
Theresa
Family
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