The Connection
June / July 2018
Say " Hello" to NACM's Newest Members


Ever heard the saying…” A Picture is Worth a Thousand Words”?  If so, what does your portfolio look like? If not, would you like to see what your portfolio looks like?
NACM Southwest can provide a FREE tool that allows its members to analyze their portfolio to determine things such as:
·          Total dollar exposure by state and/or by specific account
·          Total penetration by state and/or by specific account
·          Compare your portfolio to your industry, by dollars and/or number of accounts
·          Analyze the risk class of your entire portfolio and/or specific accounts
·          Quickly identify high risk accounts
·          Quickly identify possible “up sell” candidates
·          Availability of management reports 
This is an invaluable tool for credit professionals to aid in their day-to-day profession…granting credit!
If you are interested in learning more, contact Alan Moore at 972-518-0019 or for more information.
The More You Know

Advanced Bonds and Liens Seminar
Presented by Randall K. Lindley of Bell Nunnally
June 8, 2018
Las Colinas Country Club

Business - To - Business High Risk Fraud
Presented by Bob Beckett, CFE, Sr. Director of Global Content,
Dun &Bradstreet
August 17, 2018
NACM Southwest Offices

Successfully Navigating, Negotiating and Resolving Account Disputes
Presented by Karen Hart, Esq. of Bell Nunnally
September 12, 2018
NACM Southwest Offices

CAP II Basic Financial Accounting
8/4/18 - 9/29/18
CAP III Financial Statement Analysis 1
10/13/18 - 12/1/18

  • Applications due for CBA, CBF and CCE June 10, 2018
  • Applications due for CBA, CBF and CCE July 23, 2018
  • 6/1/18 Nationwide Exam test date
  • 6/10/18 Certification Exam - Phoenix, AZ - Credit Congress
  • 7/23/18 Certification Exam - Nationwide
  • 9/14/18 Applications due for CBA, CBF and CCE
  • 11/5/18 Nationwide Certification Exam test date
  • 1/18/19 Applications due for the CBA, CBF and CCE March 4th exam test date
  • 3/4/19 Nationwide Certification Exam test date
  • 3/22/19 Applications due for the CBA, CBF and CCE May 19 exam at Credit Congress
  • 5/19/19 Certification Exam date
  • 5/31/19 Applications due for the CBA, CBF and CCE for July 22 nationwide exam test date
  • 7/22/19 Certification Exam
  • 9/13/19 Applications due for the CBA, CBF and CCE for Nov 4 nationwide exam test date
  • 11/4/19 Certification Exam
15% OFF
Be sure to enter code
[SALE] at checkout to save!
         Use this coupon for ANY NACM Southwest seminar!

*Coupon can only be used once per person and cannot be combined with any other offer. Not redeemable for cash.
Please email this coupon and your seminar registration form to

Offer Expires 7/30/2018
NACM Southwest Memorial Scholarship
This year, a very deserving young student was awarded the NACM Southwest Memorial Scholarship for graduating high school seniors.
COLE EDWARDS, son of NACM Southwest employee Christy Edwards, will graduate high school in May. He is a 4 year member of the school Robotics Team, as well as a varsity (2017 All Parish Honorable Mention) soccer player. He has also been a competitive soccer player for Club Shreveport United for 4 years and was named 2017 Defensive MVP.
Cole plans to apply to Louisiana Tech in Ruston, Louisiana and major in Cyber Engineering. We congratulate him on his accomplishments and wish him the very best for his continuing education.

Risk isn’t what it once was – It’s no longer a manageable series of outcomes based on data points pulled from the past. Risk today is far more future-oriented and dynamic, and it requires attention from stakeholders at the top. Finance leaders will become crucial in seizing new business opportunities, being heavily relied on to identify, assess and manage risks. If done poorly, the company could be left exposed and leave opportunities on the table.
Where there is risk, look to data
Outsmarting risk is all about knowing the truth about who you’re doing business with—whether it’s a customer, a supplier, or a vendor. With an understanding of these relationships, who they are, where they came from, and the risk associated with them, finance leaders can make more profitable and sustainable decisions while adhering to varying compliance requirements.
Small Businesses Report More Bank Loans, Increased Hiring
  • 84% of SMBs surveyed expect their business to perform better in 2018 than in 2017 (a 72% percent increase from Q4 2017).
  • Fewer SMBs reported that the current business financing environment is hindering their growth opportunities (down nearly 9% percent) compared to one year ago.
  • Small businesses reported higher success rates in accessing financing from bank loans (37% in Q4 2017, up from 29% in Q4 2016).
However, with great growth comes great risk. Please Contact Jim Epperson OR 972-518-0019
Did you know that NACM National has scholarships? 
" Do You Use or Would You Like to Use Commercial Credit Scores as Part of Your Risk Assessment Process? "
NACM Southwest can provide 3 different and distinctive Credit Scores through its Commercial Credit Provider Partners.
Provider #1 issues a Credit Risk Score that predicts the likelihood of serious credit delinquencies within the next 12 months; Financial Stability Score predicts the likelihood of Financial Stability within the next 12 months; and a Statistically based consumer credit risk score that predicts the likelihood of seriously delinquency in the next 24 months.
Provider #2 issues a Delinquency Score that predicts the likelihood of severe delinquency ( 91 days or greater ) within the next 12 months and the Failure Score that predicts the likelihood of a business failure within a 12 month period.
Provider #3 Issues a Viability Rating evaluates in the next year the probability that a firm will go out of business, Failure Score predicts the likelihood will seek legal relief from creditors, and the Delinquency Score is the likelihood of making severely delinquent payments in the next 12 months.
If you would like to see a Complimentary sample of reports, then contact:
Jim Epperson
Business Consultant