Planning for Long Term Care   

  June, 2017
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In This Issue
Article Headline
Featured Article

The Diagnosis
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Archive My eNewsletter distributor has changed the Archive function. I hope to have it back by the February, 2017 issue.
AALTCI American Association for Long Term Care Insurance 
CLTC Corp. for Long Term Care Certification 
Colorado Division of Insurance Gateway to the long term care section
Medicare The official  Medicare website
You Tube Why I Do What I Do.  Oops!  Since recording the video, my website has changed to & my email address to  

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The Diagnosis

In April of this year, my wife and I had an appointme nt with a neurologist.  The complaint was occasiona l minor tremors.  Nothing sign ificant, but we wa nted to have it checked out.  

Imagine my shock when after completing his evaluation, the doctor said... READ MORE



A plan to pay for Long Term Care services is not a financial plan.  But a financial plan that does not address long term care can not be a complete financial plan. 
  Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist

© Raymond Smith, The Long Term Care Specialist, 2015