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Mortgage: Are We There Yet?
If you're a baby boomer who got a mortgage pre-2008, the old process is all too familiar. Meet with your mortgage advisor. Hand-sign your disclosures. And, personally deliver all your financial documents. I'm sure you also had to call and check in for progress updates. You could probably close in under 60 days (that's right, 60).
In walk the millennials, for whom anything longer than overnight delivery for an Amazon Prime product is deemed unacceptable. We're impulsive. We expect information immediately. We make decisions quickly. And once we've decided, we want the end result now.
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When in Life Do Most People Achieve Ownership?

  The average consumer's life is filled with financial milestones, and buying a home is a major one. But when do most people reach the milestone of home ownership? Researchers at Comet Financial Intelligence, a student loan refinancing resource, surveyed 1,200 Americans on how long it took them to complete their financial "rites of passage" with home ownership and other savings hurdles. Among their findings:

Did You Know? 

Theme Park History: Walt Disney and the beginning of his 'World'

Walt Disney created multiple fake companies (like M.T. Lott Real Estate) to buy Florida land in the 1960s. This let him acquire what is now Disney World while avoiding suspicion and keeping prices low. The stores on Main Street shop windows are the names of those original companies.


5 Pros and Pitfalls Investors Face When Jumping Into Residential Real Estate

We are living in an era of self-driving cars and artificial intelligence. The political climate is strenuous, but the stock markets are hitting record highs. Yet, through these technological advancements and unpredictable environments, residential real estate continues to be one of the most stable and attractive investments. While most markets see commercial and large multifamily cap rates in the low single digits, single-family and small multi-family investment property in certain markets offer the chance to double and even triple those rates of return. Consequently, investors of all sizes are riding this wave and seeking to jump-start or further expand their portfolios. The following tips will help you guide your clients in this space:

WHAT WE HAVE BEEN UP TO ...................

February's philanthropy efforts went to The Spring of Tampa Bay.  The Spring is a DCF certified Domestic Violence Center for Hillsborough County.   The Spring's programs and services help victims of domestic violence rebuild their lives and raise awareness to prevent domestic violence from occurring.

Sapphire Title & Escrow Company | (813) 436-9727 |