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Q:On the policy summary, it talks about “hired” vehicles which I assume are rental vans, etc.
Is there liability coverage if one of our teams OWNS a Bus, Van, or truck?
We have a team that has a Box truck that they use to transport equipment from storage to their game field and they are wondering if the liability insurance covers any potential liability from that usage.
A:The USASA package policy includes both Hired and Non-Owned auto liability coverage, and would cover the below situation as long as the usage is in relation to a sanctioned and approved USASA event. The policy outlines ‘non-owned’ autos as;
Only those "autos" you do not own, lease, hire, rent or borrow that are used in connection with your business. This includes "autos" owned by your "employees", partners (if you are a partnership), members (if you are a limited liability company) or members of their households but only while used in your business or your personal affairs.
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