Benchmark Financial Design
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Greetings!,


Did you have a wonderful Thanksgiving (even though the Lions lost)? I know the holiday was last week, and most of country is already focused on Christmas, but I wanted to revisit the start of the holiday season.


The following was sent to me from our contact at Jackson National Life. I received it too late to share with you last week. However, I felt the message was appropriate for so much more than just the 4th Thursday in November.


Thanksgiving is essential to our JOY! Not the holiday of course, but the actual thoughts and feelings of gratitude!


Appreciation can help us transform the external and circumstantial emotion of happiness into the internal state of joy, independent of events around us! In contrast to what the world may popularly want us all to believe, it is far more important that we focus on what we are, as opposed to simply what we do. We are human "beings," not human "doings" after all!


While we can be predisposed to focus on what is missing or going wrong in our lives (none of us needs to watch the news for any more reminders there,) a spirit of serving is born from a feeling of abundance – having more than enough. It’s when we appreciate how full our cup truly is, that we are prepared to serve others from it. I mean, who would argue that if we all did a little more of that; the world would not only be a better place, but we would all feel a little better about ourselves as well! 


We need only expand our awareness beyond ourselves to appreciate how blessed we are, which may be as easy as shifting our thoughts just a bit on how we currently think about something like scarcity. Consider perhaps, that the opposite of scarcity is NOT abundance . . . but rather, simply ENOUGH! My hope for all of you (who are actually still reading this) during your time relaxing this Thanksgiving, is that this small change may be helpful in truly feeling and experiencing JOY in your day . . . and of course, still find happiness in what you may be "doing."


Here are a few additional Thanksgiving quotes for reflection:


-The Pilgrims made seven times more graves than huts. No Americans have been more impoverished than these who, nevertheless, set aside a day of thanksgiving. - H.U. Westermayer


-As we express our gratitude, we must never forget that the highest appreciation is not utter words, but to live by them. - John Fitzgerald Kennedy


-For each new morning with its light for the rest and shelter of the night, for health and food and love and for friends. - Ralph Waldo Emmerson


-We can only be alive in those moments when our hearts are conscious of our treasures. - Thorton Wilder


-Nothing is more honorable than a grateful heart. - Seneca


-A thankful heart is not only the greatest virtue, but the parent of all other virtues. - Cicero


So while these sentiments may cataloged for Thanksgiving, I hope they kindle in you and burn not only for the coming season, but all seasons going forward.


As always, thanks for reading.



Bernie & Chad

This week's Smart Moments: 12/5/25

BAD TEDDIE - A jaw-dropping investigation found that an AI-powered teddy bear was giving kids tips on where to find everything from knives and matches, to pills and other dangerous objects… after which, it wandered into full-blown adult content. OpenAI quickly cut off the toymaker, and the company pulled the product, but the whole thing is a reminder that AI toys are still basically the Wild West, especially since we’re in the midst of the holiday season and gift-giving. Point being, one plush bear giving explicit adult advice, well… it’s one too many. The Washington Post, November 21, 2025

HUNTING DOG - Police say a Pennsylvania man ended up in surgery after his dog stepped on a shotgun lying on the bed and accidentally fired a round into his back. Officers called it an unusual, almost cinematic accident, but it’s a reminder that pets and loaded weapons don’t mix. Sometimes, even “man’s best friend” needs a little help keeping us safe. People, November 13, 2025


"None is more impoverished than the one who has no gratitude. Gratitude is a currency that we can mint for ourselves, and spend without fear of bankruptcy."

  • Fred De Witt Van Amburgh
Investment Advisor Representative of and Securities offered through Founders Financial Securities, LLC. Member FINRA, SIPC and Registered Investment Advisor.