With over 50 years of experience, CHFA Multifamily Lending is your trusted partner. Together, we can build stronger communities by providing safe, secure, and

affordable homes for our fellow Coloradans.

featured development - silver cliff duplexes

CHFA recently supported Silver Cliff Duplexes in Silver Cliff with $1,537,515 in financing through its Small-scale Housing Permanent Loan program. The program provides up to $2.5 million of uninsured permanent financing for five- to 19-unit multifamily rental properties, often located outside of major metro areas.

Sponsored by Easel Solutions, the development will include four duplexes for a total of eight units serving families earning 80 percent to 100 percent of Area Median Income (AMI). The duplexes range from two to three bedrooms and include energy-efficient appliances, two assigned parking spaces, and lockable outdoor storage.

Photo courtesy of © Easel Solutions LLC 2025

Small-scale Housing Permanent Loan

chfa permanent loan programs available to pair with 9 percent housing tax credit projects

A multifamily building in front of foothills.

If you are considering applying for federal 9 percent Housing Tax Credits in the 2026 Round One Housing Tax Credit Application round, consider pairing with CHFA’s loan programs. CHFA’s Sizeable Multifamily Affordable Risk Share Tool (SMART) and Small Multifamily Permanent Loan (SIMPLE) programs offer you additional adaptability to meet the collateral needs of your project.

Sizeable Multifamily Affordable Risk Share Tool (SMART)

SMART provides $3 to $6 million in permanent insured financing for 9 percent Housing Tax Credit projects. The program features up to 40-year fixed rates and the lowest FHA mortgage insurance premium in the industry.

Sizable Multifamily Affordable Risk Share Tool

Small Multifamily Permanent Loan (SIMPLE)

SIMPLE provides up to $3 million in uninsured permanent financing for 9 percent Housing Tax Credit projects. With streamlined execution, you can get to loan commitment in as little as 60 days of summitting a complete application. The SIMPLE program now has the option of a 35- or 40-year term and amortization.

Small Multifamily Permanent Loan

The deadline for a letter of intent for the 2026 Round One Housing Tax Credit Application round is December 1, 2025, with an application deadline of February 2, 2026. Please reach out to the Multifamily Lending team at MF-Lending@chfainfo.com if you would like a letter of interest from CHFA for permanent financing through the SMART or SIMPLE program to provide with your application.

2026 Housing Tax Credit Deadlines and Events

meet the multifamily lending team: josh meyer

This month, we’d like to introduce you to CHFA Multifamily Lending team member Josh Meyer. One benefit of working with the team is their extensive expertise and technical knowledge.

Josh is a Loan Officer III, Underwriting. In his role on the Multifamily Lending team, he underwrites CHFA multifamily loans, presents project loans for approval, and coordinates and assists during the loan commitment and closing process.

“I enjoy working with leaders in affordable housing development in providing critical financing to their projects, said Josh. “It’s an honor to play a small part in creating affordable housing for Coloradans in need.”

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Our solution-oriented team will help you find the right program to make your project a success. Connect with us today at 800.877.2432 or MF-Lending@chfainfo.com.

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With respect to its programs, services, activities, and employment practices, Colorado Housing and Finance Authority prohibits unlawful discrimination against applicants or employees on the basis of age 40 years and over, race, sex, sexual orientation, gender identity, gender expression, color, religion, national origin, disability, military status, genetic information, marital status or any other status protected by applicable federal, state or local law. Requests for reasonable accommodation, the provision of auxiliary aids, or any complaints alleging violation of this nondiscrimination policy should be directed to the Nondiscrimination Coordinator, 1.800.877.2432, TDD/TTY 800.659.2656, CHFA, 1981 Blake Street, Denver, Colorado 80202-1272, available weekdays 8:00am to 5:00pm MT.