February 2019

JMCard SAFE

JMCard SAFE is JMAFCU’s mobile app that will allow you to control your JMAFCU Visa ® credit card and CheckCard and set up usage alerts ...

Taxes 2019

The IRS is cautioning taxpayers to be extra careful this tax season due to a 60% increase in email phishing scams over the past year ...

Did You Know?
eStatements

Are you still receiving a paper JMAFCU statement? Did you know that you can receive your statements electronically for free? Want to know the benefits
of eStatements?... 


Making a Successful Budget 

It may be easy for you to think of budget goals, but it can be hard to follow through. A successful budget is one that is thorough but also manageable for your lifestyle. Follow these seven simple steps to set a successful budget...
IRA Quiz

Test your IRA knowledge by answering True or False to the statements below, and then click the button to see how you did!

1. You are unable to contribute to an IRA if you have reached the maximum contribution limit in your 401(k).

2. You can contribute to both a Roth IRA and a Traditional IRA in the same year. 
  
3. A married couple filing jointly can combine their IRA funds into a jointly funded spousal IRA.

4. You can start taking funds from your IRA at age 62, the same age you can begin to collect Social Security.

5. The annual deadline to contribute to an IRA is December 31.

6. A Traditional IRA will give you tax benefits now while a Roth IRA will provide you with tax benefits in retirement.

February Is a Great Month to Consolidate!

Bring all your high-interest-rate debt together with JMAFCU’s low-rate Love-to-Lend Personal Loan. 
 
  • Rates as low as 8.75% APR*
  • Up to $10,000 for up to 24 months

No need to consolidate debt?
Use this loan for whatever you choose! Hurry – limited-time offer.
*APR=Annual Percentage Rate. Minimum $1,500 new money required. All loans subject to approval. Terms and conditions based on credit worthiness and unsecured underwriting guidelines may vary.

A Loan Pre-Approval Is Key in Today’s Market

Are you or a family member looking to buy a house? Is your family member a first-time homebuyer? Are they veterans or members of the military? ...
JM Associates Federal Credit Union | 800-581-2256 | www.jmafcu.org