Dear Florida Housing Lending Partners,

In the current rate environment, it is especially important to carefully review the available Florida Housing rates and program offerings before reserving a loan.

Florida Housing offers many choices to meet buyers’ needs. 

Please confirm that the rate and offering you select match the intended loan product, assistance option, and borrower’s eligibility. Please also remember that the program does not allow rate buydowns.

There have been instances where rates have changed midday. When quoting a rate to a buyer, please be prepared to lock the loan almost immediately. A delay between quoting and locking could mean the quoted rate is no longer available.

We want you to be successful and your buyers to receive the rate and offering they were promised. Taking a moment to verify your selection and promptly lock the loan helps support that goal.

If you have questions about which offering to select, contact dpa@floridahousing.org or eHPloans@ehousingplus.com before submitting the reservation.

Thank you for your continued participation and commitment to helping Florida homebuyers!

Charles White

Homebuyer Loan Programs Director

Charles.white@floridahousing.org

Sandy Smith

Homebuyer Loan Programs Administrator

Sandy.smith@floridahousing.org

Homeownership Loan Program Help Desk

dpa@floridahousing.org