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Risk Doesn't Wait for the Calendar. Neither Should You!
Nacha requires an annual ACH audit, and for good reason. It protects you, your partners, and the entire ACH Network.
But let's be honest... nobody looks forward to it.
Because it's hard. You spend two or three months hunting down policies, procedures, last year's findings, risk assessments, and board minutes that live in six different places. You rebuild the story from scratch. And when it's all done, you get a report on what happened last spring.
That's the nature of an audit. It's built to look back. It's your annual physical: essential, but you'd never wait a year to find out your blood pressure is 210/115.
So what if it didn't have to work that way?
What if, on any ordinary day, you could see exactly where your ACH risk stands... and fix it while there's still time to matter? For once, you're ahead of it. And audit time becomes a breeze, because there's nothing in it you don't already know, and you have a super smart assistant to help you pull it together.
Why It is Worth Having
Risk doesn't wait. Fraud, return rates, a processor who looked solid until June... none of it holds off until December.
The rules expect more than a yearly check. Nacha's 2026 fraud-monitoring rules call for a risk-based process you can show, not a once-a-year review.
Late is expensive. A gap found today is a quick fix. Found in December, it's a scramble. Found after a loss, it's a crisis.
That's What Compliance+ Was Built To Do
Put in what you already have: your policies, procedures, prior audits, risk assessments, findings, board minutes, etc. Alice, your companion to the Nacha Rules & Guidelines, brings it all into focus, inside the framework of the TPPPA Compliance Management System, built by the association that knows this space better than anyone.
You see where you stand, what's missing, and what to fix first. When a question comes up, you ask Alice, and you get the answer you need, right when you need it.
You can trust where it comes from. We've been a Nacha Preferred Partner since 2017, and we license the Nacha Rules & Guidelines directly from Nacha.
Launching in Phoenix, with an Offer for the TPPPA Community
We're launching Compliance+ and Alice at the TPPPA conference in Phoenix, November 18–20. And as a special offer to the TPPPA community, we're offering current member pricing. Our team will be at the booth throughout the conference, doing live demos.
Founding members get 50% off the first 12 months and 25% off the second year, with a 2-year commitment.
Holding that price takes two steps:
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Book your demo in Phoenix. Give us your name, title, institution, and email at the booth, and we'll schedule it within a few weeks of the show.
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Make your commitment before year-end.
If you're at the show as the user and not the person who signs, that's fine. See it for yourself, take it back to your team, and we'll hold your pricing while you do.
Join us for our session with Marsha Jones, TPPPA's president on Friday, November 20th at 10:00 am for Understanding the Purpose and Value of the TPPPA CMS Certification.
Can't wait for November? Email us at george.mckee@profituity.com and we'll get your demo on the calendar now.
See you in Phoenix,
George McKee, III
Founder and CEO
Profituity, LLC
Alice is an AI companion tool and should be used for informational purposes only. It does not serve as a substitute for the Nacha Rules. When using Alice, Users should refer to the latest version of the Nacha Rules, which can be obtained from Nacha.org or the User's Payments Association.
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