October 2026

 
 

Boo!


October is here! The temperatures are dropping, and the leaves are falling. With several expensive holidays approaching, now could be a good opportunity to revisit your finances!


Skip A Pay and Christmas Loans are now available, and applications can be found on our website! Christmas Loans can help cover gift, travel, or holiday expenses, and the loan scales with your membership length up to $1,500! If you already have a loan, Skip A Pay can help you keep cash for the holidays or can cover any necessary holiday expenditures. Take advantage of these popular seasonal offerings before they are gone!


Did you know MHFCU has youth savings accounts? With several accounts available for children ranging in age from 0 to 18, you can help your child save while teaching them healthy money management habits. Enroll your child today!


Download the MHFCU Mobile Banking App and easily access your accounts, transfer money, use Credit Sense, Bill Pay, Remote Deposit, and more. Anytime, anywhere, from the palm of your hand!


That's all for this month. Have a fun and safe Columbus Day, and a Happy Halloween!

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We are on a mission to serve our members with one goal in mind...


"To always be responsive to our members' financial needs by providing personal and innovative services of a superior quality."

 
 

All MHFCU branches will be closed Monday, October 12th, in observance of Columbus Day.

Christmas Loans can assist those seeking a loan for the holidays. Eligible members can receive between $500 and $1500.


Learn More

If you already have a loan, the Skip A Pay program allows you to push back your November loan payment and keep extra funds on hand for the holidays.


Learn More

 

Get a Head Start on the Holidays


Access your Christmas Club savings penalty-free through the end of the year and wrap up your Christmas shopping early!

 
 
 

Take Your Banking Anywhere


Make transfers, deposit checks, pay bills, and more from anywhere with the MHFCU Mobile Banking App.

 
 

Remove Surprises From Your Bill-Paying Experience


View and manage all your bills in one convenient place and never miss a payment again with Bill Pay, available in FOCUS and the MHFCU Mobile Banking App.

 
 

It's Scary How Easy It Is To Check Your Credit Score


Enroll in Credit Sense today and monitor your credit score in FOCUS and the MHFCU Mobile Banking App.

 
 
 

Teach Your Child How To Save Money


MHFCU offers youth savings accounts for children ranging in age from 0 to 18. Sign your child up for one and teach healthy money management habits today!

 
 

Free Financial Counseling from GreenPath


We care about your financial health. That's why we've partnered with trusted national non-profit GreenPath Financial Wellness to provide you with individualized counseling, guidance, and educational resources.

 
 
 

Protect Yourself from Identity Theft, Fraud, and Scams


Protecting your money and personal information can feel overwhelming - but the right knowledge makes all the difference.

 

GreenPath Live Educational Webinar:

The Holiday Shopping Trap: The Psychology of Holiday Impulse Spending

The holiday season is filled with sales, limited-time offers, emotional advertising, and shopping pressure - but many of these experiences are intentionally designed to influence consumer behavior. 

In this engaging and interactive webinar, we'll explore the behavioral economic tactics retailers use during holiday shopping and how consumers can recognize these strategies, avoid impulse spending, and make more intentional financial decisions both online and in stores.

 

Who Should Attend:

  • Anyone who wants to avoid overspending during the holidays
  • Anyone who feels influenced by sales, flash deals, or emotional shopping
  • Anyone who is interested in understanding the psychology behind consumer spending
 

What You Will Learn:

  • How retailers use tactics like scarcity, urgency, anchoring, and emotional marketing
  • The psychology behind impulse spending and holiday shopping pressure
  • Practical strategies to shop more intentionally and protect your budget
 
 
 

EXPLORE MORE EXCITING MHFCU FEATURES!