Bank of Canada Holds Key Interest Rate Why Now Could Be Your Time to Sell

PropertyGuys.com says homeowners in markets with limited inventory and active buyers should assess today’s opportunity, not simply wait for another rate cut.

MONCTON, NB - September 8th, 2026 - The Bank of Canada held its policy interest rate at 2.25% on September 2nd. PropertyGuys.com is encouraging homeowners already considering a move to look beyond the next rate announcement: where buyers are active and suitable homes are scarce, today’s local market may already offer a selling opportunity.


The question is not whether every market is hot. It is whether today’s conditions work for your home and your next move.

Low inventory is a local story


CREA’s July 2026 housing report, released August 18th and the latest national monthly report available as of September 8th, describes broadly balanced conditions. National inventory was on market for 4.7 months, close to its long-term average of 5 months. Total listings were 0.6% higher than a year earlier.


There are important differences. CREA identified Saskatchewan, New Brunswick, and Newfoundland and Labrador as borderline sellers’ markets in July.

In Newfoundland and Labrador, active residential listings at the end of July were 20.1% below July 2025, reaching their lowest July level in more than two decades. July sales rose 8.2% year over year, even as new listings increased 14.8%.

Your local opportunity depends on the homes buyers might choose instead of yours: their location, size, condition and price. Review comparable sales and buyer activity. Less competition may help a well-positioned home stand out, but it does not guarantee a higher price, faster sale or multiple offers.

An unchanged rate is not a selling plan

The September 2nd hold is not a commitment to keep rates unchanged. The Bank said it remained prepared to adjust monetary policy as needed. Focusing on financing and a moving plan that works today, not an assumed future cut.

Your selling price is only part of the outcome

PropertyGuys.com offers flat-fee marketing options based on the services a homeowner selects, including photography, signage and exposure on PropertyGuys.com. The selected services and pricing are made clear before committing.

Where available, licensed real estate services, including pricing advice, showings, negotiations and MLS® exposure, are independently provided through PG Direct Realty Ltd., Brokerage or its affiliates. PropertyGuys.com and PG Direct Realty are separate legal entities offering different services.

A quote for selected services is not a statement of every expense involved in moving. Compare actual proposals and include any agreed buyer-agent compensation, applicable taxes, legal costs, mortgage charges and other transaction expenses in your budget.

The PropertyGuys.com Unfair Advantage starts with more choice, greater control and the opportunity to keep more of your equity, not a guaranteed saving for every seller.

Now could be right, when the whole move works


Consider listing when direct competition is limited, buyers are active and your next move is financially workable. Review what you would buy or rent, your timing and any mortgage charges with the appropriate professionals. Limited inventory may also affect the home you hope to buy.


You do not need to predict the perfect market. You need to understand whether this market works for you.

Your Move. Your Goals. Your Custom Quote

Request a free customized quote from your local PropertyGuys.com team to explore your service options and pricing before deciding.


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Thinking About Selling Your Home?

Before you decide how to list, find out about the PropertyGuys.com Unfair Advantage: more choice, greater control, and the opportunity to keep more of your equity.

Build a plan that fits your situation — professional marketing, photography, signage and national exposure, through to full traditional licensed real estate services and MLS® exposure provided by PG Direct Realty Ltd. Brokerage. It's a flat fee for the services you select, quoted in dollars before you commit, and you keep the difference.

Get your free customized quote and see what selling with PropertyGuys.com could look like for you.

• Get your custom home-selling quote
  
• Find your local PropertyGuys.com office

Why pay more to sell your home than you have to? Find out how PropertyGuys.com can help you keep more of your hard-earned home equity where it belongs — with you.

*Services, pricing and potential savings vary by market, property and service package.

Could Your Community Be the Next Franchise Location?

A balancing market is when homeowners start shopping for a better way to sell — and that demand is showing up across our network. PropertyGuys.com is actively developing available markets across Canada. No real estate licence is required to own a franchise — licensed real estate services are provided independently through PG Direct Realty Ltd. Brokerage.

Connecting with us is easy, and there's no obligation.



• Take the PropertyGuys.com Perfect Fit Assessment 

• Explore the franchise opportunity
  
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• or book a confidential one-on-one conversation with Daina.



If you've ever thought about owning a PropertyGuys.com franchise, this is a good time to find out whether you and your community are the right fit.