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Save a little every month and create a separate holiday budget:
Set up a dedicated savings account or fund to keep your holiday spending separate from your regular finances. Determine how much you can comfortably spend & use a spreadsheet or budgeting app to monitor your expenses. See examples of budgeting apps below.
Make a gift list, shop smart, and consider DIY (Do It Yourself) gifts
Write down everyone you plan to buy for and set a spending limit for each person to avoid impulse buys. Look for discounts, sales, and coupons. Start shopping in advance to avoid last-minute price increases. Ideas: Check out our thrift store Resale Select for unique & inexpensive options and/or shop on Black Friday and Cyber Monday.
Save on utilities this winter - and apply that savings to holiday needs
Submit your 2025-26 Energy Assistance application between now and the end of May.
Consider Seasonal Employment
Using Google or other search engine, type “Who is hiring for the holidays in Minneapolis” or visit the Indeed website to locate Holiday Seasonal Temporary jobs from companies such as Aldi, Amazon, Bath & Body Works, Best Buy, Michael's, Target, UPS, and USPS.
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