MAXA CAPITAL HELOC

A Smarter Way To Access Your Home's Equity!

• Access up to $750,000 in as little as 5 days
• Get prequalified in under 2 minutes
• No Refi - Keep your existing low 1st mortgage rate
• No Appraisal needed for loan amounts under $500,000

A HELOC is a great way to fund long-term, ongoing expenses. These can include:

• Home Improvements and Renovations —

Borrowing against the equity in your home to increase the value of your home is just plain smart. From a new roof or deck to a kitchen or bathroom update, a HELOC can provide the funds you need every step of the way.

• Debt Consolidation —

High-interest credit card debt can add up fast. And if you only make the minimum payment each month, your revolving balance just keeps growing. A HELOC can help you pay off your debt and save with a more favorable interest rate.*

• College Tuition —

Investing in your family’s future is also a great way to use a HELOC. You can draw on your line of credit as needed each semester to bridge the gap between college savings/financial aid and tuition bills, then pay it back over time.

• Unexpected Expenses —

A HELOC can help you cover expenses you might not see coming, like a big medical bill or major auto repair.

• Another Home —

A HELOC can help you use the equity from your first home to help purchase a second. This might include a vacation home or even a rental property.

Here’s how our HELOC stands out:

• Speed You Can Count On

Complete your application in minutes. Get approved in as little as 5 minutes and receive funding in as few as 5 days.

• BUSINESS INCOME ACCEPTED

Personal accounts and verified business accounts now qualify as income.

• LOWER FICO SCORES ELIGIBLE

Borrowers with credit scores as low as 600 can now be approved for a HELOC. (Only applicable to 2nd liens)

• Borrow Between $100,000 and $750,000

Maxa Capital offers flexible credit lines based on your home's equity and eligibility.

• Fixed Rates on Each Draw

Every draw you make locks in a fixed interest rate that remains unchanged, giving you predictable payments.

• Draw and Re-draw Up to 100%

You receive the full approved amount up front, and as you repay the principal, you can redraw funds as needed.

• Fully Digital—No In-Person Appraisals Needed

Using automated valuation models (AVMs), online video notary, and digital tools, we make the process simple and efficient. *For loan amounts less than $500,000

• Fewer Fees, No Surprises

No account opening, maintenance, or prepayment fees.

Product currently only offered in CA, AZ, CO & OR

Get Started Today!

Click here to check your rate—no obligation and no impact to your credit score.

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