chfa colorado champions supports those who serve our communities

In November, CHFA Colorado Champions^sm will help expand homeownership opportunities for first responders and law enforcement to live in the communities they serve.

Program Overview

• Available to eligible peace officers, firefighters, and emergency medical technicians with a borrower's income at or below $196,810 annually; see full descriptions below
• Fixed interest rate CHFA First Mortgage Loan
• Standard CHFA DPA Second Mortgage Loan for up to the lesser of $25,000 or 4% of the first mortgage loan amount
• CHFA DPA Second Mortgage Loan repayment required but deferred until the end of the loan term or an earlier event such as payoff of first mortgage loan, sale or refinance of home, or if the home is no longer your primary residence
• For comprehensive program requirements, please refer to the CHFA Colorado Champions program matrix

Scheduled Trainings

Attend a training session to learn about this program in greater detail before its official launch date.

• CHFA Colorado Champions Training - Tuesday, October 27, 2026, at 10:00am
• CHFA Colorado Champions Training - Wednesday, November 18, 2026, at 3:00pm

Who is a “Colorado Champion?”

Colorado State law, which established the CHFA Colorado Champions program, defines eligible Colorado Champions as:

• Peace officers, including:
  • P.O.S.T.-certified peace officers and non-certified deputy sheriffs;
  • emergency communications specialists;
  • corrections officers;
  • port of entry officers; and
  • wildlife officers.
• Firefighters
• Emergency medical technicians

Eligible borrowers must be employed by a Colorado employer and work in Colorado.

In all cases, Participating Lenders must document at least one borrower’s eligibility with appropriate supporting documentation, such as a certification, current paystub, written verification of employment, and/or other acceptable employer-issued documentation.

Lender Participation

All CHFA-approved Participating Lenders will have access to CHFA Colorado Champions. If your company chooses not to participate, please contact your dedicated Business Development Specialist (PDF). Written notification from company leadership opting out of the program is required.

CHFA Home Finance
Homeownership@chfainfo.com
888.320.3688 - Homeownership Team