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Insurance professionals only. Not for public distribution.

 
 

RATE INCREASE: Effective August 19, 2026

Sage Accumulator FIA and MYGAs

 

We are increasing interest crediting rates, effective Wednesday, August 19, 2026:

  • The Sage Accumulator Fixed Indexed Single Premium Deferred Annuity (Sage Accumulator FIA) S&P 500® Index Cap Strategy is increasing 50bp for all durations, now up to 10.75%.
  • Milestone Max Multi-Year Guaranteed Single Premium Deferred Annuity (Milestone Max MYGA) rates are increasing for all durations, featuring rates up to 5.90%.1
  • Milestone MYGA, available exclusively in California, offers rates up to 5.85%.2

NEW Sage Accumulator FIA Rates: Effective August 19, 20263

HIGH BAND (Premium Amount: $75,000+)


ALL STATES EXCEPT CALIFORNIA

Interest Crediting Strategy

5-Year4

7-Year4

10-Year4

S&P 500® Index: Cap

10.75%

10.75%

10.75%

S&P 500® Index: Par

58.00%

57.00%

56.00%

iShares® ESG Aware MSCI USA ETF: Par

53.00%

52.00%

51.00%

iShares MSCI EAFE ETF: Par

60.00%

59.00%

58.00%

iShares MSCI Emerging Markets ETF: Par

37.00%

36.00%

35.00%

Declared Rate

5.00%

5.00%

5.00%

NEW Milestone Max MYGA Rates: Effective August 19, 20261,3


Guarantee Period/Contract Year Term

Premium Level

3-Year4,5

4-Year4,5

5-Year4,5

6-Year4,5

7-Year4,5

$75,000+

5.20%

5.20%

5.75%

5.75%

5.90%

$25,000+

4.95%

4.95%

5.50%

5.55%

5.75%

 

Rely on Sagicor for smooth FIA renewals!

Sage Accumulator FIA’s renewal rates have been equal to rates 
at issue, delivering consistent value for clients. 
Learn more about our
Renewal Rate Philosophy.

 

Questions?

Call the Producer Resource Center at 888-724-4267, ext. 4680
or email
PRC@SagicorLifeUSA.com.

 

Visit us online at SagicorProducer.com.

1Milestone Max MYGA is not available in California.

2Milestone MYGA is only available in California.

3Rates shown exclude Low Band National rates and High Band/Low Band California rates. Click here to view all rates.

4Years referenced are contract year terms. Interest rates, Participation Rates, and Caps are current as of August 19, 2026. Current rates, Participation Rates, Caps, and the multi-year guaranteed annuity (MYGA) renewal commission program are subject to change at any time and at the discretion of Sagicor Life Insurance Company.

5Milestone Max MYGA’s and Milestone MYGA’s Guaranteed Minimum Interest Rate, following the Initial Guaranteed Interest Rate, is currently 1.15%.


iShares® and BlackRock®, and the corresponding logos, are registered trademarks of BlackRock, Inc. and its affiliates (“BlackRock”) and are used under license. BlackRock has licensed certain trademarks and trade names of BlackRock to Sagicor Life Insurance Company for certain purposes. Sagicor Life Insurance Company’s products and services are not sponsored, endorsed, sold, or promoted by BlackRock, and purchasers of such products do not acquire any interest in the iShares MSCI EAFE ETF, the iShares MSCI Emerging Markets ETF, or the iShares ESG Aware MSCI USA ETF, nor enter into any relationship of any kind with BlackRock. BlackRock makes no representations or warranties, express or implied, to the owners of any products offered by Sagicor Life Insurance Company or any member of the public regarding the advisability of purchasing any product or service offered by Sagicor Life Insurance Company. BlackRock has no obligation or liability for any errors, omissions, interruptions or use of the iShares ETFs or any data related thereto, or in connection with the operation, marketing, trading or sale of any Sagicor Life Insurance Company product or service offered by Sagicor Life Insurance Company.

 

For more information about iShares, see ishares.com.

 

The S&P 500® Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Sagicor Life Insurance Company (Sagicor). S&P®, S&P 500®, US 500, The 500, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Sagicor. Sagicor’s product(s) are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, or their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index.

 

Your clients do not participate in the performance of any securities investment. Credited interest, if any, is limited by the application of interest rate caps and participation rates. Indexes are unmanaged and index returns do not reflect dividends. Your clients do not receive index or iShares returns.


Products issued by Sagicor Life Insurance Company. Home Office: Scottsdale, AZ. Products not available in all states, and state variations may apply. Sagicor does not provide tax or estate planning advice. Your client(s) should consult with their tax advisor(s). Annuities and life insurance products have limitations and restrictions, including surrender charges. Sagicor issues other fixed annuities and life insurance products with similar features, benefits, limitations and restrictions. Contact Sagicor for more information. Contract Forms: ICC173007, 3007, 3007FL.24, ICC243010, 3010, and 3010FL. Rider Forms: ICC246080, 6080, and 6080FL.


Sagicor is rated A (Excellent) by AM Best Company (3rd best out of 16 possible ratings), upgraded as of July 16, 2026. Rating and guarantees based on the claims-paying ability of Sagicor Life Insurance Company. 


Insurance professionals only. Not for public distribution.


SA-EML0057 | August 17, 2026

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