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September 2025 eNews

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Congratulations!

Randy Pelham, Ruth Downey and Brad Jacobsen were all re-elected to the First Class Board of Directors at the 2025 Annual Meeting. Each will serve a 3-year term.


Thank you to all the board members who volunteer their time to represent the interests of the entire membership!

Thanks for Helping Us Celebrate Our

100 Year Anniversary!


August 19th was our official 100 year anniversary, and we had a great time celebrating with all the members who stopped by our branches!

Reflecting on 100 Years of First Class

Kent Strawn, Former CEO

Kent Strawn devoted 40 years to the credit union, guiding it through growth, mergers, and expanded member services. He is proud of building a staff committed to putting members first and embracing the credit union’s philosophy of “people helping people.” Celebrating 100 years, Kent reflects on the rich history and lasting impact of First Class.


>Read Kent's full article.

Drive Now. Pay Later.

Plus, put $100 in your pocket!


Rates as low as 4.99% APR*

+

No payments for 100 days

+

$100 cash!**


  • Finance new purchases or loans from another lender
  • Includes motorcycles, campers, trailers & RVs
  • No cost pre-approvals
  • Competitive rates
  • Terms up to 7 years

*Annual Percentage Rate. As low as rate includes a loyalty discount. Member must be approved & finance loan with First Class CCU to receive $100. $100 cash applies to purchased vehicles or loans refinanced from another lender. Offer subject to change without notice. All loans subject to approval. For a $20,000 car loan with a term of 60 months at 4.99% APR, the monthly payment will be $377.33. Current loans with FCCCU do not qualify. Loans approved under the First Class Acceptance

program will not be eligible for 100 days no payments. Federally insured by the NCUA. Equal Housing Opportunity.

More Money for Your Project,

Not Fees!


A Home Equity Loan or Line of Credit with no closing costs means more of your money goes toward your project, not fees.


  • No closing costs
  • Competitive rates
  • Borrow for almost anything
  • Quick turnaround
  • Local decision-making

No closing costs for loans with $10,000 in new money. Internal refinances must be at least 12 months old and add $10,000 in new money. New loans require a minimum of $10,000. Additional terms apply. Loans offered with approved credit. Contact the credit union for full details and full disclosures. Appraisal fees are the borrower’s responsibility, if needed. Federally insured by the NCUA. Equal Housing Opportunity.

Latest Blog Post

Smart Shopping: Spotting Scams Before They Drain Your Account


Online shopping is fast, convenient, and often filled with great deals - but it can also be a risky place for your debit card if you're not careful.


Tackle Your Goals

With an Unsecured Personal Loan


🏈Tackle your goals this season with a First Class personal loan. From unexpected costs to your next big project, we help you take control and reach the end zone.


No collateral.

Use for almost any purpose.

Loans subject to approval.

💡reMEMBER: If you don’t know the sender, don’t click the link.


Even if a message looks urgent or official, don’t click unknown links in emails or texts.


Stay safe. Stay smart. Stay scam-free.

Feeling the Pinch of Rising Home Costs?

Even if you purchased or refinanced a home in the past two years, refinancing now could help you:

📜Lower your monthly payments

💳Consolidate high-interest debt

💵Free up cash


Wondering if refinancing makes sense for you? Request a free, no-pressure mortgage consultation on our website.

Reason #4:

Remote Deposit

Life’s busy—we get it. With remote deposit, you can deposit checks right from your smartphone in seconds. No lines, no hassle, just more freedom in your day.


Banking made simple. That’s the First Class difference.

This Month's BALANCE Webinar Series

First Class has partnered with BALANCE to provide you with free access

to expertly-crafted financial education resources.

Free Webinar

"Finances for New Families"

Tuesday, Sept. 9

or Thursday, Sept. 18


Getting married. Having kids. These are natural progressions in life for many, but also present new financial situations and decisions to make immediately, and for the long term. This session will help you discover, prioritize, and design a workable plan for your family’s goals and lifestyle.

Mark Your Calendar

Tuesday, September 9

Free Balance Webinar

Finances for New Families

Thursday, September 18

Free Balance Webinar

Finances for New Families

Email: firstclassinfo@gofirstclass.org

Website: www.gofirstclass.org



Westown Office

2051 Westown Parkway

West Des Moines, IA 50265

515-224-4300


Euclid Office
303 Euclid Ave
Des Moines, IA 50313
515-224-4300

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Federally Insured by the NCUA. | Equal Housing Opportunity.