March 2024
Recent Decisions & Relevant Insights
State by State Cases
ALABAMA
Home Builder Denied Coverage Based Upon Tract Home Exclusion and Failure to Comply with Condition Mandating Risk Transfer to Subcontractors
CALIFORNIA
Additional Insured Coverage for Completed Operations Did Not Extend Beyond Final Payment Required by Contract
LOUISIANA
Cause of Alleged Assault and Battery Had No Bearing on Application of Exclusion to Negligence and Defamation Claims
NEW YORK
Underlying Complaint Did Not Allege Express or Implied Disparagement of Competitors’ Goods Required to Trigger “Personal and Advertising Injury” Coverage
TENNESSEE
Failure to Remove Child from Hot Car Was Among Causes of Injury Barred by Auto Exclusion
WASHINGTON
Residential Construction Exclusion Sufficiently Broad to Bar Coverage for Work on Infrastructure “Connected” to Subdivision
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About Applied Specialty Underwriters
Applied Specialty Underwriters provides unique and customized General Liability and Excess Liability products via appointed wholesalers.

Applied Specialty Underwriters is a unit of Applied Underwriters, Inc., an independent and privately-owned company. All of the insurance carriers used by Applied Specialty Underwriters are rated A- (Excellent) by AM Best, financial size XI.

Applied stands behind the financial responsibilities of all its consolidated operating companies and has over 1,000 employees globally.
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