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The San Francisco Bay Area is one of the most analyzed housing markets in the world, yet the buyers themselves--the people making the largest financial decision of their lives--routinely operate with the least information. Jed Thibodeau will walk through the economic forces shaping the market (rates, supply, lending standards, the higher-rate environment) and then turn the lens around: what does a Bay Area buyer actually need to see to make a good decision, and why is so little of it surfaced before they sign a purchase contract?
Drawing on his work building The Mortgage Lens, a free lender-neutral qualification tool for Bay Area first-time buyers, Jed will use real qualification scenarios to show where the gap between market narrative and individual buyer reality is widest.
About The Speaker
Jed Thibodeau is a Bay Area licensed loan officer and the founder of The Mortgage Lens (TheMortgageLens.com), a free lender-neutral mortgage qualification tool built for Bay Area first-time homebuyers. He built it to close the information gap that costs buyers the most: the distance between what they assume they qualify for and what a lender will actually approve.
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About PATCA:
PATCA is a nonprofit professional association of independent consultants and principals who work in small consulting practices. Since its founding in 1975, PATCA members have been highly respected for their professionalism, integrity, objectivity and competence. They include experts in all aspects of business and technology and serve clients in many industries throughout the U.S. and the world. PATCA offers a free Post a Project referral service for clients searching for an expert consultant. It also provides business leads, project referrals, and consulting education to its consultant members. PATCA's mailing address is P.O. Box 2261, Santa Clara, CA 95055.
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