Date:

To:

From:


Re:
November 2, 2020

All Employees

Benefits Department


Open Enrollment Starts Today!
Open Enrollment Starts Today!
Participation is mandatory for all benefit-eligible employees

Open Enrollment is your annual opportunity to review, enroll in, or make changes to your benefit plans, including medical, dental, vision, and life insurance coverages. During this period, you will also be able to add or drop coverage for eligible dependents. Benefit elections or changes made during Open Enrollment are effective January 1, 2021 to December 31, 2021.

Before selecting your coverage, take the time to review your options. Our benefits guide and additional resource materials are available here. 

We also recommend that you attend an Open Enrollment webinar listed below to learn about the available benefits and have your questions answered:


Highlights of Open Enrollment
  • Open Enrollment begins today and closes on Friday, November 20 (by 10:00 p.m.) 

  • Medical, Dental & Vision
  • Benefits and rates remain unchanged

  • Life and Disability
  • Change in employer-paid Basic Spouse coverage to $2,000

  • Flexible Spending Account (FSA)
  • NEW commuter and transit benefit which will provide the opportunity to pay for commuter and transit related items with pre-tax dollars
  • Both are a great way to put extra money in your pocket each month and make your commute more convenient and affordable
  • Can be used to pay for public transit, including train, subway, bus, ferry, vanpool and parking as part of your daily commute to and from work
  • Metrolink subsidy program will be sunsetting effective December 31, 2020; December will also be the last month in which a subsidy will be issued
  • Aflac
  • NEW Group Plans
  • Hospital Indemnity, Short-Term Disability, Accident, Critical Illness and Whole Life
  • Available discounted rates, increased benefit payout and guaranteed issued amounts, no pre-existing condition exclusions and more
  • Individual policies will no longer be available through payroll deductions as of January 1, 2021
 
What You Need To Do
  • Log in to PlanSource and make your 2021 Open Enrollment elections from Monday, November 2 to Friday, November 20 (by 10:00 p.m.) 

  • Don’t forget to review and confirm your benefit plan coverage as well as your personal and dependent/beneficiary information

  • If you are adding a dependent to your coverage, all supporting documentation must be submitted by December 31

  • If you are adding or increasing your voluntary life insurance, you must submit your Evidence of Insurability (EOI) form by December 31 to Cigna

  • If you wish to participate in the Health or Dependent Care Flexible Spending Account (FSA) or Medical Opt-Out benefit, you must actively re-enroll

PlanSource Log in Instructions
  • Internal
  • Go to Town Square - Benefits
  • Scroll down and select PlanSource to sign in
  • Click Get Started to begin your enrollment

  • External
  • Go to PlanSource
  • Enter your User Name: Use the first initial of your first name, up to the first six letters of your last name, and the last four numbers of your SSN
  • Enter Password or click Forgot your password to reset

The Benefits Support Center is available Monday to Friday from 5:00 a.m. to 8:00 p.m. to assist with benefit-related questions or to help enroll employees over the phone at (323) 720-5670, Option 1.