Schedule your
planning session
| Our team is ready to help you make the most of this critical planning window. Let's discuss your strategy for year-end and beyond. | | |
Financial Planning for Families
October 30th 1pm MTN
Join us for a virtual webinar where we will discuss financial planning topics that will help you set your family and your children up for success.
We will cover a variety of topics including Investments, Life Insurance, Legacy Planning, Tax Planning, Setting your children up for success, trump accounts, & more.
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Planning for Retirement: How do you know when you are ready?
November 10th 10am MTN
Retirement is a scary thought, but it doesn't have to be. Join us as for a virtual webinar where we discuss how you can prepare for the retirement you have always dreamed of.
Topics include Roth Conversions, Annuities, Financial Planning, Tax-Efficient Withdrawals, Estate Planning & More
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Annuities 101: Pros, Cons, & Who They Benefit
Pros of Annuities
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Guaranteed Lifetime Income: They provide a steady, predictable paycheck that ensures you cannot outlive your savings. [1, 2]
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Tax-Deferred Growth: Earnings grow tax-deferred until you start withdrawing funds, meaning no annual capital gains taxes while the money compounds. [1, 2]
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No Contribution Limits: Unlike IRAs or 401(k)s, non-qualified annuities allow unlimited contributions. [1, 2]
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Principal Protection: Fixed and indexed options protect your base investment from stock market drops. [1, 2]
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Customizable Riders: You can add death benefits, inflation protection, or survivor options to suit your legacy goals. [1, 2]
Read More....
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September Market Update:
Market Overview & Key Takeaways
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Equities: The S&P 500 finished essentially flat, continuing to trade within the range established on August 4th.
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Treasury Yields: The U.S. 10-year Treasury yield surged dramatically, breaking above 5% and spiking to nearly 5.3% by the end of the month. This jump created a major headwind for high-quality fixed income, causing the iShares US Aggregate Bond ETF to drop -2.61%.
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Oil Prices: Crude oil rose steadily during the first half of the month due to supply shocks from the Iran and Ukraine conflicts, before giving back most of those gains to finish up modestly with NYMEX WTI settling at $90.34 a barrel.
Read More...
| | Asset Map: All your finances in one simple plan | | Asset Map is the software we use to help you plan for your future. A quick 10 minute survey will let you know your net worth, visualize all of your assets in one easy to read statement, and allows us to help you plan for your future. Take our quick survey to get your results and start moving in the right direction. | | |
Ready to be a client? Are you a good fit? Are we a good fit?
At our core, we guide everyday families, business owners, and individuals toward long-term financial security. We are likely a great match if you fall into one of these areas:
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Protecting Your Family: You need smart, affordable life insurance solutions tailored to your household budget.
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Planning Your Retirement: You’re approaching retirement and want a realistic roadmap showing how much you can safely spend each year.
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Portfolio Management & 401(k) Rollovers: You have legacy 401(k)s from previous jobs that need consolidating, or you're seeking ongoing, professional portfolio management tailored to your risk tolerance and goals.
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Seeking Guidance & Peace of Mind: You’re hesitant about market volatility, interested in exploring annuities, and ready to work with an advisor to manage your wealth responsibly.
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Navigating Complex Financial Situations: You need expert strategies to handle intricate financial moves, such as Roth conversions, 1031 exchanges, setting up trusts, or minimizing tax liability.
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Building & Protecting a Business: You’re a business owner seeking tailored guidance on executive benefits, key-person protection, succession planning, or optimizing your tax-deferred retirement options.
Sounds Like You? Let’s Talk.
If any of these scenarios sound like where you are right now, you don't have to figure it out alone. Reach out today to see how easy financial planning can be when you have the right partner in your corner.
| | If you would like to learn more about Tandem Wealth Management please visit us at www.tandemwm.com | | | | |
