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118 E. Tarpon Ave

Suite #8

Tarpon Springs, FL 34689


727-493-0937


jgrant@iagagency.com

Insurance Associates Group November 2025

Dear Greetings!


Please take time to view our November newsletter! In every issue we will cover upcoming events, articles covering all aspects of healthcare, insurance, and hopefully entertain as well as educate!

Medicare Open Enrollment Deadline!


Medicare Open Enrollment ends December 7th.



Please call, and make an appointment to review your plan, or enroll for 2026!


727-493-0937



Affordable Care Act for 2026


November 1, 2025: 

Open Enrollment begins; you can first enroll, renew, or change plans.


December 15, 2025: 

The deadline for most states, including Florida, to enroll for coverage starting on January 1, 2026. 


January 15, 2026:

The final deadline to enroll in or change plans for coverage to start on February 1, 2026. 



Call us: 727-493-0937 to make an appointment to renew your ACA coverage for 2026



November Is Diabetes Awareness Month


What is Diabetes?



Diabetes is a disease that causes high blood glucose or sugar. A hormone called insulin is needed to move the sugar but diabetes limits the body's ability to make enough insulin. When the body can't make enough insulin or uses the insulin the right way, sugar builds up in the blood. This can cause harm to your eyes, kidneys, and nervous system.



Diabetes is one of the leading causes of disability and death in the United States. It can cause blindness, nerve damage, kidney disease and other serious health problems.


There are some risk factors that we can't control, like a family history of diabetes. But other factors that put you at high risk for type 2 diabetes, including smoking or being overweight, are ones you can try to work on. Lifestyle changes like increasing physical activity, losing weight and eating healthy can make a difference.





Bits & Pieces


We have recently updated our website. If you haven't visited us virtually for a while, please take time to see the changes made!


www.iagagency.com


The cost of everyday living is rising, but thankfully, there may be Medicare Advantage Plans available with a Monthly Spending Allowance that may offer relief by paying for approved everyday essentials such as: Over-the-counter (OTC) products, and for those who qualify: healthy groceries!


Give us a call to see what benefits you have!


727-493-0937


Keep laughing, my friend!

"Frankly, I don't enjoy prostate exams any more than you do."

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Just A Reminder!


Check your plan benefits for OTC products. Some plans vary as to how much, or how often you may buy.

Get your over the counter needs through your Medicare Advantage plan!

Benefits may vary among Medicare Advantage Plans. Review your plan benefits to make you are getting enough out of your plan.

Due to CMS regulations, all calls between beneficiaries, and agencies must be recorded. Please pardon this inconvenience.

Lima Bean & Ricotta Crostini

Ingredients


1 cup fresh ricotta cheese

1/2 teaspoon finely grated lemon zest plus 2 tablespoons fresh lemon juice


1/4 cup extra-virgin olive oil

Kosher salt

Pepper


One 10-ounce package frozen lima beans

2 tablespoons each finely chopped parsley and chives

1 tablespoons finely chopped tarragon

1/2 teaspoon crushed red pepper

Sixteen 1/2-inch-thick slices of baguette, toasted



Directions


In a medium bowl, mix the ricotta with the lemon zest, 1 tablespoon of the lemon juice and 2 tablespoons of the olive oil. Season with salt and pepper.


In a medium saucepan of salted boiling water, blanch the lima beans until tender, 2 to 3 minutes. Drain and cool under running water, then slip off the skins and transfer to a medium bowl. Add the parsley, chives, tarragon, red pepper, and the remaining 2 tablespoons of olive oil and 1 tablespoon of lemon juice. Season with salt and pepper.


Spread the ricotta mixture on the crostini, spoon the lima bean salad on top and serve.


Sincerely,



Jim


Jim Grant

Insurance Associates Group