Greetings!

We are another week closer to our traditional celebrations of Christmas, Hanukkah, Kwanza, and a new year. Remember when… we had lists of things we wanted to find under the tree or receive over eight nights of celebration? A bicycle, Nintendo, and a doll that has bodily functions were some of our favorite desires. That has all been replaced with cellphones, tablets, and computers. At my age, I am asking Santa for new knees and a hip. What are my chances of finding these under my tree? Thankfully, I can offset my old age with my immaturity.

Happy Holidays!

Sincerely,

James Brownyard

Executive Director

Latest Industry and Legislative News

Construction Labor Shortage of 350.000 workers constrains US Housing

A nationwide shortage of skilled construction labor is slowing building timelines, inflating costs, and tightening an already scarce housing market. Experts warn that without major workforce investment, housing affordability will continue to slip

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Insurance Giant Removes Monthly Policy Cap, at a Cost

Farmers Insurance removed its limit on new homeowners policies in California, signaling growing stability in the state’s insurance market. The company also submitted a new rating plan that includes broader coverage offerings and a proposed 6.99% rate increase.

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Home prices are poised to dip in 22 U.S. cities next year, a new analysis says. See where.

A new Realtor.com analysis suggests the housing market may shift toward a more balanced, buyer-friendly environment in 2026, with home prices expected to fall in 22 major U.S. cities and mortgage rates edging lower. Sales are also projected to tick upward as borrowing costs ease. 

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Lawsuits challenge Trump administration’s radical homeless policy changes

California and several local jurisdictions have filed lawsuits challenging recent federal changes to homelessness funding rules, arguing the new limits on permanent housing could disrupt critical programs. Service providers warn that the legal process may delay funding needed to keep existing housing efforts running.

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