Historically speaking...

A glance through the pages of history reminds us that while times change, the dream of having a safe place to call home never does.


As we celebrate our Nation's independence, there's a bit of encouraging news in that mortgage rates -- although higher than anyone would like -- have eased slightly in the past several weeks. History has shown us that markets rise and fall but preparation, patience, and sound guidance, have always served buyers well.


With that in mind, here are just a few of the mortgage programs I can help you explore this summer:


Mass Housing Loans (for Massachusetts buyers) - they offer competitive, low down-payment options with downpayment assistance for first time, and moderate-income, buyers.


FHA Loans - Ideal for buyers with modest credit, or limited downpayment funds, and they allow for multi-family purchases.


VA Loans - For veterans and active duty members (like my son), these loans provide 0% down and no private mortgage insurance.


As I highly value my clients time, and hard work, toward making the American dream a reality in their lives, it gives me great pleasure to share this testimonial from a valued, long-time client, as well:


"David is amazing! Always responsive and never makes you feel like you are asking silly questions. He truly wants to make sure you are understanding the entire process along the way. I've been working with him for over 25 years and wouldn't want anyone else helping me with my mortgage needs. I recommend David to everyone I know."

- Tammy J., Peabody, MA


Enjoy a safe and happy 250th Celebration!

David Boisvert

Senior Loan Officer

Salem Five Mortgage Company | 285 Great Road | Bedford, MA 01730

tel. 978.302.9131 | NMLS #441890 |david.boisvert@salemfive.com 

Rates are subject to change at any time depending on the market.




PS: Look for your New England Patriot's 2026 magnetic calendars coming in the mail in a few weeks! If you're not sure I have your mailing address, please be in touch.