Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Any information provided outlining minimum down payment requirements that are allowed by specific loan program and product guidelines. Information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. 2024 Luminate Bank. All rights reserved. Member FDIC. Equal Housing Opportunity Lender | 
