National Cybersecurity Awareness Month reminds us that every online interaction matters. Pause before you click, question what’s being presented to you, and protect your information with tips from FCBT.

We'll cover this topic more in

October's edition of SecurityNews!

WE'VE GOT PERSONAL LOAN OPTIONS

From surprise expenses to long-awaited upgrades, sometimes a little financial boost makes all the difference. That’s where our personal loans come in.

Choose the option that works best for you:

• Secured Personal Loans - Use a Certificate of Deposit or vehicle title as collateral for an installment loan with a fixed interest rate, repaid in equal monthly payments. Apply online and a loan officer will contact you to complete the process.

• Unsecured Personal Loans (Quilo) - No collateral needed and the online application takes 3 minutes. Once approved, choose your loan amount and monthly payment that fit your budget. Funds can quickly be distributed to your checking account or debit card.

All offers of credit are subject to credit approval.

Cash back is available at most retailers. Next time you use your FCBT Debit MasterCard, ask for cash back and skip the ATM - saving time and avoiding foreign ATM fees. You can even use your debit card for recurring payments like subscriptions and memberships.

Smart and convenient!

Shred Day on Saturday, September 20th at our Peotone Financial Center was a hit! Thanks to our staff and the community for showing up. We had a steady flow of participants from start to finish. See you in 2026 for our next shredding days!

It's tailgate time! Head over to our Peotone Financial Center Friday, October 10th from 4:00 PM to 6:00 PM for our annual PHS Homecoming Tailgate Party! We'll be serving hotdogs, brats, pop, and raffling off a tailgate basket! Go Big Blue!!

FOUR WINDS CASINO TRIP

Thursday, October 16, 2025

Four Winds Casino | New Buffalo, MI

Hop on board, there's room for a few more!

The cost for this trip is $38 with a minimum of 40 attendees. Price includes transportation and refreshments on the bus, $15 slot credit and $10 food credit.

Departure from our Peotone Financial Center will be 8:45 AM and return at 4:30 PM. Departure from our Beecher Financial Center will be 9:15 AM and return at 4:00 PM.

RSVP to Irene Brothers at (708) 946-2246.

Wednesday, October 22, 2025

Beecher Amvets Hall | 532 Gould Street, Beecher, IL

Doors Open at 4:00 PM | Dinner Served at 5:00 PM

Join us for a free dinner served by the bank's officers! Gold Club Members can enjoy sloppy joe sliders, pasta salad, chips, and a lemon pie dessert.

RSVP to Irene Brothers at (708) 946-2246.