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Saturday, May 2, 2026

Liberty Bank - logo_7-23-18
Liberty - Lightning-Loan-Small-Business-Loans
Liberty - Small-Business-Lending-Just-Got-Faster

Small Business Lightning Loan®

The Lightning Loan® for Small Business can be used for a variety of purposes including Business Vehicle Purchases, Working Capital Refinancing Debt, Inventory Purchases, Equipment Financing, Accounts Receivable, Improvements/Expansion, and other business needs.

Get Started With A Lightning Loan®

At Liberty Bank and Trust, we understand the importance of access to quick funding for small businesses. That's why we are excited to introduce our Liberty Lightning Loan program, designed specifically to offer lightning-fast funding to help your business grow and succeed.


  • Fast and easy application process
  • Funds can be deposited in as little as 48 hours
  • Loan amounts up to $50,000.00
  • Competitive interest rates
  • Flexible repayment terms
  • Personalized support from our team

Before you start your inquiry...



For lending requests greater than $50,000, please submit a Commercial Lending Inquiry.


In order to apply for a small business loan, you will need to download and fill out our Small Business Loan Application.


Once you have completed that document, come back to this page and upload it using the Loan Inquiry form below.

Liberty Bank: There's Freedom Here
Liberty Bank - Todd-McDonald
Top Stories
Liberty - Financial-Education

How Financial Education is Key to Reducing the Racial Wealth Gap

The racial wealth gap in the United States has been a persistent issue for decades due to systemic racism and discriminatory policies. However, until 1980, incremental (albeit small) progress was being made, but over the last 40 years, the gap has actually widened slightly. 

Liberty - Free-Course

Free Course: Creating a financial plan for your priorities and goals

This course introduces financial planning and explains how we can help you achieve financial well-being with a personalized and holistic approach. You will learn how a financial wellness plan is built on a foundation of tried and true financial priorities and how these priorities can help to shape and inform your financial goals.

Financial Freedom
Liberty - Air-Conditioning-Cost

How to Avoid the Heat and Reduce Your Air Conditioning Cost

Wondering how to survive the cost of air-conditioning your home in the summer? Here are some tips on how to reduce the cost of cooling your home during the hot summer months.  

Liberty - Fuel-Efficient-Driving

Keep Your Money Where it Belongs: Tips for Fuel Efficient Driving

Did you know that underinflated tires wreak havoc on a car’s fuel efficiency? That's just one of many little-known facts that contribute to inflated fuel costs without you even realizing it. You might be spending a lot more than you need to be on gas. Well, that stops now! We've got all the tips and tricks of the trade that you should know in order to be confident that you are getting the most bang (or MPG) for your buck!

About Liberty Bank

Liberty Bank and Trust Company is a designated Minority Depository Institution (MDI) providing personal, business, mortgage, automobile, home equity and freedom fast loans to customers. Founded in 1972 in New Orleans, Liberty has since grown its assets to more than one billion dollars and has expanded into eleven states, while maintaining a dedication to community and business development. The bank’s mission is to provide cost-effective delivery of high quality, innovative, customer driven financial products and services to diverse markets, with a focus on communities of color who have traditionally been underserved. More information about Liberty Bank and Trust Company is available at www.libertybank.net 

Lower Credit Card Rates

Our Visa® credit card offers refreshingly low interest rates to qualified individuals.



Apply Online Today ...


You can also apply online at www.libertybank.net.
Liberty Bank and Trust 
P.O. Box 60131, New Orleans, LA 70160-0131
1 (800) 883-3943
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