check out AFM's Latest Financial Strategies Update

FINANCIAL STRATEGIES NEWSLETTER

SECOND QUARTER 2024

Dear {First Name},

In this quarter's newsletter we discuss how various charitable giving strategies can save you taxes, the outlook for Social Security, plus how you can make sure your summer vacation plans don't blow up your finances. Don't forget to check out our News & Notes section as we have several awards to announce, another employee milestone to celebrate, and a couple of mentions in the press!

The AFM Team

MARKET UPDATE

Markets continued to rise as solid fundamentals and an improving economic backdrop helped support equity market returns.

MAXIMIZE YOUR CHARITABLLE GIVING TO SAVE TAXES

Interested in donating to your favorite charity? Learn how different approaches can not only enhance your tax savings, but also empower you to make a lasting difference.

A CORNERSTONE OF AMERICAN RETIREMENT: THE STATE OF SOCIAL SECURITY IN 2024

Worried about Social Security running out of money or want to know when you should be taking your benefits? This article discusses the factors to consider and the outlook for the program.

SAVVY SUMMER TRAVEL: BUDGET-FRIENDLY TIPS & TRICKS FOR A STRESS-FREE VACATION

Summer vacations offer a welcome break from the daily grind, so here are some practical tips and tricks to help you enjoy a memorable and budget-friendly summer getaway:

AFM NEWS & NOTES

Chris made a top advisor list while AFM was recognized as a firm on another
Sumedha reached her five year anniversary with AFM
Elizabeth and Mitch were both quoted in the press
AFM's Take Your Kid to Work Day
Nicolette and Sumedha both ran in Credit Union Cherry Blossom races for charity

SENDING DOCUMENTS TO AFM & TAX RETURN REQUEST

The easiest and most secure way to send any document to AFM is through your Investor360 online access. For instructions on how to upload your file click here. Don't have an Investor360 login? Please contact us to have one setup. You can also download the Investor360 app on your phone using the links below:

iOS
Android

If you haven't done so already, please send us a copy of your 2023 Federal and state returns to help us better serve you throughout the year. We are best able to perform tax related analysis with your most current tax return.

Subscribe to Capital Insights for more frequent updates

Armstrong, Fleming & Moore, Inc.

202.887.8135 |202.887.0050 Fax | info@afmfa.com

Providing financial planning and investment advice since 1983

Securities offered through Commonwealth Financial Network®, Member FINRA/SIPC. Fixed Insurance products and services and advisory services offered by Armstrong, Fleming & Moore, Inc., a Registered Investment Adviser, are separate and unrelated to Commonwealth.

We do not accept orders via e-mail to request, authorize, or effect the purchase or sale of a security, to send mutual fund instructions, or to effect any other transaction. Receipt of important letters, e-mails or fax messages, particularly those related to security transactions, must be verified by telephone at 202.887.8135.

This e-mail is an advertisement and you may opt out of receiving further e-mails. To opt out, please click on the Unsubscribe link below. For more information, please visit the FTC's website at www.ftc.gov