Swindell Agency has the ability as independent consultants not captive to a particular carrier to match suitable coverages and products with each client's unique needs. Swindell Agency does not provide tax or legal advice. You are encouraged to consult your tax advisor or attorney. Product, feature and services availability may vary by state. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. This Newsletter is being provided as a service to you. It may contain information and opinions in articles that are provided by a third party and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Swindell Agency.