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Hello, I'm Taylor with Sailer Benefit Services.
Welcome to another edition of our Better Benefits, Lower Cost series.
January 1st health insurance rates are out, and for many employers, the news isn’t good.
If you’re seeing another significant increase, simply accepting your fully insured renewal may not be your best option.
The traditional fully insured market is caught in what many would describe as a death spiral of rising costs.
Rates go up, healthier groups look for alternatives, and the employers who remain can face even more pressure on their premiums.
It’s time to look at other ways to finance your healthcare.
Strategies like level funding, self-funding, alternative risk arrangements, and other innovative plan designs can give employers more options and potentially greater control over their healthcare dollars.
And this is exactly where Sailer Benefit Services specializes.
We help employers move beyond simply shopping one fully insured carrier against another.
Instead, we look at how the healthcare plan is financed and whether there's a better way to manage the risk and cost.
If your January 1st renewal came in higher than you expected, don't just assume you have to accept it.
Now is the time to explore your options.
Reach out to Sailer Benefit Services and let us provide a second opinion.
I’m Taylor with Sailer Benefit Services.
Better Benefits.
Lower Cost.
We’ll see you next time.
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