|
Greetings!
Most Ontario buyers plan for the down payment… and then get surprised by the “finish line” costs that show up right before closing🤦🏻♂️
Here’s the quick list to budget for:
✅ Land Transfer Tax (Ontario — and in some areas, an additional municipal LTT)
✅ Lawyer fees + title insurance
✅ Home inspection (if you choose to do one)
✅ Closing adjustments (property taxes, utilities, condo fees — prorated)
✅ Moving + first-week setup (locks, paint, little fixes)
I put it all into a simple one-page Ontario Closing Costs Surprise List you can save for later.
👉 Need a quick, realistic closing-cost game plan for your price range and timeline? Just reply "yes" or "no"
| 
