May 2024

Kyla Grant joined the Straight-Line team in December of 2023 as the Commercial Lines Account Manager for the Insurance Agency. With a dedication to ensuring top-notch service for clients, Kyla manages policy renewals, new business quotes, issuing certificates of insurance, and more. Her passion lies in building strong client relationships and providing expert guidance in the complex world of insurance.


Life Before Straight-Line:

Hailing from the charming town of Auburndale, Florida, Kyla embarked on her insurance career journey in 2017. Beginning with a role in the Sales Department of a major insurance company in Florida, she quickly found her niche in helping clients navigate the intricacies of insurance policies. Over the years, she earned various licenses, including the 440 Customer Representative License, the 2044 Personal Lines license, and presently, the 220 General Lines Insurance Agent license.


Differentiation of Straight-Line:

What sets Straight-Line apart, according to Kyla, is its unwavering commitment to exceptional service and genuine care for clients. From her own experience and through client testimonials, she highlights the company's prompt, personalized assistance without the hassle of long hold times or automated responses. Moreover, as an employer, Straight-Line fosters a supportive work environment that prioritizes work-life balance and employee happiness, exemplified by the presence of their beloved office dog, Frankie.


Personal Insights:

In her personal life, Kyla recently tied the knot with her husband, Hunter, and enjoys spending time with their two children, Bryce and Kenna. As a family, they cherish their adventures at their hunting lease in Georgia. Kyla's other interests include beach outings, outdoor activities, cheering on her kids in their sports endeavors, and indulging in a good book.


Fun Fact:

While Kyla is known for her hardworking and dependable nature at work, outside the office, she relishes in her friendly demeanor and love for engaging in new adventures.

Visit our website

What Is Commercial Auto Insurance?

Much like your personal car insurance policy, commercial auto insurance provides protection for any vehicle designated for business use.

Commercial auto insurance can cover owned vehicles as well as rented, leased, or hired ones, and you can also get business auto insurance for any work equipment, employees, or passengers inside the vehicle or even protection for your business in the event of a lawsuit.

 

Different Types of coverages:

  • Bodily Injury Liability – Covers physical injury to another person as well as legal expenses if the injured party sues your business.
  • Property Damage Liability – Covers property damage to another person in the event your covered vehicle causes an accident (i.e. you hit someone’s mailbox). Property damage coverage can also be combined with bodily injury liability to make what is called Combined Single Limit.
  • Uninsured Motorist Coverage – Covers the damage if you are in an accident with an uninsured, at-fault driver.
  • Hired and Non-Owned Liability – Covers physical and property damage caused by a borrowed or rented vehicle being used for work purposes.
  • Hired and Non-Owned Physical Damage – Covers physical damaged caused to a borrowed or rented vehicle being used for work purposes.
  • Medical Payments – Covers medical costs to you or any injured passengers.
  • Collision – Covers damage caused by colliding with another object or overturning.
  • Comprehensive – Covers damage not caused by a collision or overturning. (Examples would be fire, theft, flooding, or wind.)


We use a mix of different carriers to be able to shop for the best rate and coverage package tailored to each client’s needs.


COMMERCIAL AUTO & HARD TO PLACE CA RISKS*

  • Niche Classes
  • Light, Medium, Heavy & Extra Heavy Trucks
  • Private Passenger Type
  • Fleets
  • Food Trucks and Lunch Trucks
  • Tow Trucks*
  • Dump Trucks*
  • Long Haul Trucking*
  • Land Recreational Vehicles*
  • Highlights
  • Limits up to $6M
  • Violations only chargeable if incurred within 18 months w/ACI
  • MVR fees waived if bound w/ACI
  • No charge for inexperience
  • Corporate vehicles registered to a named officer/owner

Safeguarding Your Team: Recognizing the Signs of Heat Illness


With temperatures soaring, particularly here in Florida where it can feel like you are baking, it is crucial for employers to be vigilant about protecting their workforce from heat-related illnesses. Understanding the signs of heat illness can be the difference between a productive day and a medical emergency. Here's a guide to help you recognize the symptoms and take necessary precautions: