Our Quarterly Insights

APRIL 2026

OPTIVEST INSIGHTS

PERCEPTIONS

The broad macro story has shifted from “disinflation with falling rates” to “still-expanding growth, but with renewed inflation pressure and more cautious central banks.” The main reason is not a collapse in labor markets; in most major economies, employment is still holding up reasonably well. Instead, the pressure is coming from energy, trade frictions, and the uncertainty created by the Iran war and changing tariff policy.

DYNASTY TRUSTS & THE OBBBA WINDOW OF OPPORTUNITY

A dynasty trust is an irrevocable trust designed to hold and grow family wealth across multiple generations — sometimes in perpetuity — rather than distributing assets outright to heirs at a fixed point in time. The grantor funds the trust, a professional trustee manages distributions at their discretion, and a broad class of current and future beneficiaries can benefit over decades and generations.

THE FUNDAMENTALS STILL WIN: NAVIGATING MARKETS AMID MIDDLE EAST TENSIONS

The ongoing conflict between the United States and Iran continues to drive market movements, but there’s an encouraging headline worth noting: the S&P 500 has climbed back to positive territory for the year, reaching a new all-time high after a dip in March. While that’s welcome news, the path to get here has been anything but smooth – and the situation in the Middle East continues to evolve in ways that warrant close attention.

"When you have exhausted all possibilities, remember this: you haven't."

Thomas A. Edison