The IRS has announced the 2025 contribution limits for Flexible Spending Accounts (FSA), commuter benefits, and more. Below are the updated limits:

• Health FSA: $3,300 (up from $3,200)
• FSA Rollover: $660 (up from $640)
• Commuter Benefits (Parking and Transit): $325 per month (up from $315)
• Dependent Care FSA: No change – $5,000 for single taxpayers or married couples filing jointly, $2,500 for married filing separately
• Qualified Small Employer HRA: $6,350 for individuals, $12,800 for families
• HSA Limits (previously announced): $4,300 for individuals, $8,550 for families
• PCORI Fee: 2025 fee not yet announced

Why This Matters

These updated IRS contribution limits for 2025 impact how much employees can save tax-free for health and commuter expenses. Staying informed and adjusting your benefit offerings accordingly ensures your plans remain compliant and competitive, helping employees maximize their savings and reducing taxable income.

How We Can Help:

Navigating annual IRS updates can be complex, but we’re here to make the process as seamless as possible. Our team is ready to assist you with updating plan documents, adjusting contribution limits, and ensuring compliance with the latest regulations. Whether you need help incorporating carryover options, making mid-year adjustments, or understanding the impact on your benefits strategy, we’re here to provide guidance every step of the way. Reach out to your account team or call us at 617-354-0866, option 2 with any questions or for personalized support tailored to your specific needs.

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