This program, presented by Stephen L. Raucher of Reuben Raucher & Blum and Dan Fein of Alkeme Insurance Services, LLC, will cover the following topics:

• Understanding Habitability Claims: What they are and the immediate steps property owners must take when notified of an issue.
• Habitability Exclusions: Clarifying whether these insurance policy exclusions always prevent coverage, and exploring additional exclusions like mold, vermin, and bedbugs.
• Impact of Exclusions: How various exclusions affect the settlement of claims.
• Risk Mitigation: Practical steps property owners can take to minimize their exposure to habitability claims and ensure proper coverage.