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20 years of banking & backing our communities!


November marks 20 years of Hyperion Bank banking & backing our communities, and we're celebrating the people who made it possible: YOU!


JOIN US in our Philadelphia and Atlanta banking offices 11 a.m. to 2 p.m. Monday, Tuesday, Thursday and Friday, November 9, 10, 12 and 13, for anniversary treats, giveaways and a chance to say hello. (We'll be closed Wednesday, November 11, for Veterans Day.)


Whether you're a longtime customer, neighbor, business partner or friend, we'd love to see you. No RSVP needed – JUST DROP BY and help us celebrate two decades of relationships, community and growth.


Our first 20 years wouldn't have been the same without you. Here's to the next 20!

Sea Isle Realty
Pineland Construction & Recycling

Customer Focus

From construction to community:

Frank Edwardi keeps building

For nearly three decades, Frank Edwardi has been building more than homes and businesses along the New Jersey shore. He’s been building a diverse portfolio of enterprises, creating jobs and investing in the communities where he works.

 

Edwardi owns several businesses, including Pineland Construction & Recycling, established in 1997. The company provides demolition services, dumpster rentals, commercial waste management and site work, along with residential and municipal waste collection services for Ocean City, Avalon, Wildwood and Vineland.

 

As his businesses have grown, Edwardi has relied on relationships with people who understand his entrepreneurial approach and share his commitment to long-term success. Among those relationships is a partnership with Hyperion Bank and Frank Sullivan, Executive Vice President, Commercial Lending, that Edwardi says has helped his businesses grow significantly over the past 17 years.

 

A banking relationship built for growth

 

“We’ve built our company, with the help of the bank, from 9 employees to 150 employees,” Edwardi says, noting financing and lines of credit that enabled him to further invest in equipment, vehicles and new opportunities, helping him meet the capital needs of a growing business serving municipalities, commercial customers and residential clients.

 

For Edwardi, the value of the relationship extends well beyond financing. “Frank (Sullivan) and Hyperion have always been very receptive to different ideas, different ways to grow the business,” he says. “They've always been there for us.”

 

Sullivan says Edwardi's entrepreneurial drive and commitment to growth make him the kind of business owner Hyperion is proud to work with.

 

“Frank (Edwardi) has built an impressive group of businesses by recognizing opportunities and investing in long-term growth,” Sullivan says. “It's rewarding to work with an entrepreneur who is continually looking ahead, and we’re proud to support the businesses and jobs he's created throughout the Jersey Shore.”

 

Edwardi especially appreciates the accessibility and personal attention that characterize his experience with the bank.

 

“You always get a person on the phone. You never get anyone automated, which I like as a small business owner,” Edwardi says. “They keep the channels of communication open. So, if there’s any questions or ideas that I want to bounce off of them, they're always very receptive to it.”

 

Diversifying with a purpose

 

In addition to his construction, recycling and waste management operations, Edwardi is an accomplished homebuilder and real estate investor. His business interests include residential development and the acquisition of single-family homes, some of which he makes available for his employees to rent.

 

“I purchase a lot of single-family homes for my employees to rent, so they have a place to live while they're working,” he explains. It's an approach that reflects Edwardi’s emphasis on relationships, both in business and in his personal life.

 

A family-oriented businessman with three children and two grandchildren, Edwardi sees his employees as an important part of the enterprises he has built.

 

His diversified operations also reflect an entrepreneurial philosophy focused on identifying opportunities, investing for the long term and building businesses that can continue to grow.

 

Looking toward what's next

 

After nearly 30 years in business, Edwardi isn’t slowing down. His companies continue to pursue opportunities to expand their municipal waste collection services, along with their commercial and residential operations.

 

“We're always looking to expand the business with other municipalities,” he says. “We're always looking to expand it and grow the company.”

 

And as he considers new opportunities, Edwardi expects his banking relationship to remain an important part of that growth.

 

For Hyperion Bank, supporting entrepreneurs like Frank Edwardi means more than providing financing. It means building relationships, understanding evolving business needs and being available when customers are ready to pursue their next opportunity.

 

For Edwardi, that combination of financial resources, accessibility and personal attention has made Hyperion a valued business partner. And after 12 years, it’s a relationship he continues to count on.

 

Learn more about Sea Isle Realty and Pineland Construction & Recycling.

 

Hyperion Bank appreciates valued relationships with Frank Edwardi and other entrepreneurs, professionals, businesses and individuals. Let us know how we can be your banking partner.

Team Hyperion KaRin Smith, George Perkins, Frank Sullivan, Charlie Crawford and Lou DeCesare

We previously shared that Hyperion Bank is among the Philadelphia Business Journal's “Fast 50” – for the SEVENTH consecutive year – ranking the Greater Philly region’s fastest-growing businesses. Well, late last month we got to enjoy celebrating with fellow honorees and learned our specific rank within the 50. Hyperion is #37 on the list, with a 15.30% increase in revenue over the past two years. And we were the only bank to make the ranking for the THIRD year in a row. Team Hyperion enjoying the festivities, Branch Manager Ka’Rin Smith, EVP/Senior Compliance Analyst George Perkins, EVP/Commercial Lending Frank Sullivan, Chair/CEO Charlie Crawford and President/COO Lou DeCesare. The Fast 50 recognition comes on the heels of Hyperion’s inclusion in the 2026 Inc. 5000, recognizing fastest-growing private companies nationally; it is the THIRD consecutive year the bank has made the Inc. 5000. THANK YOU to our customers, team members & business partners who make this smart growth possible. We appreciate your confidence & business.

News on mobile phone

Hyperion was recently featured in Philadelphia Inquirer coverage of proposed changes to community lending regulations. As we approach our 20th anniversary, we're proud that investing in the communities we serve has been central to our mission since day one – and will remain so, regardless of regulatory change. 20 years of community commitment. And counting. Community commitment is who we are.

Lou DeCesare – Hyperion’s President & COO – marked 13 years with the bank in September. Since joining the bank in 2013, Lou has positioned Hyperion so that it can robustly serve its business and individual customers and provide a high-quality place for those customers, as well as employees and other stakeholders, to achieve success.


A serendipitous silver lining: Lou has a natural affinity for the neighborhood, given he was born on Girard Avenue, just blocks from the bank’s location. CONGRATULATIONS, Lou!

Veterans Day 2026

Hyperion Bank will be closed Wed, Nov 11, in observance of Veterans Day. We’ll re-open at 9a Thursday. Enjoy #communitybanking online in the meantime. We're thankful for all those who served and those who support them.


Military Family Month

Behind every service member is a family that serves, too. November is Military Family Month – to honor the spouses, children and loved ones whose strength, sacrifice and unwavering support help make military service possible. Hyperion Bank is proud to support the financial well-being of veterans, active-duty service members and military families across our communities. Through our partnership with GoVA Foundation, we help local military households access free financial education tools designed for the unique challenges of military life –because those who serve deserve more than a thank-you. To every military family in our area: we see you, we honor you and we’re here for you.

Debit card

A customer recently shared this pic of their Hyperion debit card in Hawaii. Where have you taken your Hyperion card? (Share a pic with us and we’ll share it on our socials & in this newsletter!) We do not charge fees for using your Hyperion Bank debit card at any ATM - and we rebate up to $25 per statement of fees charged to you by other banks when using your Hyperion Bank debit card for domestic withdrawals - because we don’t think our clients should have to pay #ATM fees to access their cash. Easily bank with us wherever you live or work. It's just one of the ways we bring #communitybanking to you....

Closed for Thanksgiving

Thanksgiving Eve (Wed, Nov 25), we’ll be closing at 3 p.m., with a wire deadline of 2p for domestic and 1p for international. We'll be closed Thurs, Nov 26, in observance of the Thanksgiving holiday. We’ll re-open at 9a Friday, bringing #communitybanking to you. (#bank #online any time.) Please know that we are thankful for you the whole year through.


Native American Heritage Month

November is Native American Heritage Month. We honor the rich histories, cultures and traditions of Native American communities – and recognize their lasting contributions to our nation. Hyperion is proud to join in celebrating the heritage, resilience and achievements of Native Americans, past and present.

Fraud Awareness

Protecting customers is a priority

Nov. 15-21 is International Fraud Awareness Week – a good reminder that protecting your financial information starts with knowing what to watch for. A few simple habits can help keep your money and personal information safe:

 

  • Think before you click: Be cautious of unexpected texts, emails and links.
  • Watch for warning signs: Be suspicious of urgent requests for money or personal information.
  • Check your accounts: Review transactions regularly and report anything unusual.

 

At Hyperion, protecting our customers and our communities is a priority. If something doesn't seem right, we're here to help. When in doubt, reach out!

 
199 W. GIRARD AVE.
PHILADELPHIA, PA 19123
215.789.4200 
 
3525 PIEDMONT RD., SUITE 5-215
ATLANTA, GA 30305
404.381.2110
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© 2026 Hyperion Bank. All rights reserved. Offer of credit is subject to credit approval. NMLS 631177


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