January 2026

The Vault

Your Monthly Guide to Financial Wellness

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Your Goals. Your Credit Union.


As we start the new year, thank you for choosing Plus Credit Union and for being part of our story for more than 70 years. What matters to you matters to us, from your financial security and personal goals to the confidence that comes with having a trusted place to manage your money.


Whether you are saving for the future, paying down debt, purchasing a vehicle, or planning your next step, our team is here to help. You can learn more about our loan options and how we support our members at pluscu.org. We also value your questions, ideas, and feedback. Hearing from you helps us continue improving the way we serve our members. If you know someone who could benefit from a local credit union that puts people first, we invite you to share Plus Credit Union with them. Membership information and applications are available online.


Thank you for being part of Plus Credit Union. We look forward to supporting you and what matters most to you in the years ahead.

Raffle Reminder!



The Disneyland 4-Pack of 2-Day Park Tickets is underway. Tickets are just $2 each, and one lucky winner will be announced on February 27, 2026 during Member Appreciation Day. Every ticket supports a nonprofit dedicated to cancer awareness and support. Tickets are available in the branch, by phone, through Digital Banking Conversations, or by email. Grab yours and join the fun.

Thank You for Making a Difference

Thanks to the generosity of our members, our recent donation drives were a wonderful success. Your support helped provide much needed supplies, toys, and essentials to Hearts Alive Village and Foster Kinship, directly benefiting local families, children, and pets in our community.


We are grateful to everyone who donated, participated, and helped spread the word. This is what makes our credit union special, people coming together to support others in meaningful, practical ways.


Congratulations to Brock, the winner of our fire pit raffle, and thank you for your donation. We also appreciate everyone who entered and joined in the fun while supporting these important causes.


Your continued involvement allows us to give back, connect as a community, and make a real difference. Thank you for being part of it.

Employee of the Quarter: Samanta!



We’re proud to recognize Sam as Plus Credit Union’s Employee of the Quarter.


Sam was nominated by her peers for consistently living out our core values through her teamwork, kindness, and positive attitude. She’s known for stepping in wherever needed and bringing teams together.


After growing from the call center into her supervisor role, Sam has continued to shine, supporting her teammates and demonstrating strong leadership in her role. Her coworkers describe her as a positive energy who helps members feel valued and understood, especially within our Latino community.


Reflecting on her time at Plus Credit Union, Sam shared that one moment that made her especially proud was our recent Member Appreciation Day:



“Being able to support Hearts Alive Village and Foster Kinship, bring the

community together, and help those in need reminded me why Plus Credit

Union is such a special place.”


Outside of work, Sam enjoys going to the gym and a little online shopping therapy to recharge.


Congratulations, Sam, and thank you for the heart and leadership you bring to Plus Credit Union every day!

A Smart Start to a Secure New Year


As we begin the new year, scammers continue to use convincing emails, texts, and phone calls to create urgency or fear. These messages may appear to come from trusted companies and ask you to click a link, verify information, or share a security code.


Plus Credit Union will never ask for your online banking login, PIN, or security codes by phone, text, or email. If something feels rushed or unexpected, pause and contact us directly at (702) 871-4746.


The Cybersecurity and Infrastructure Security Agency encourages families to stay alert, avoid unexpected links or attachments, and verify messages before taking action. Learn more at cisa.gov.


Starting the year with strong security habits helps protect your accounts and your peace of mind. If something does not feel right, reach out to us right away. We are here to help.

New Year, New Plans. We Can Help You Get There.


A new year is the perfect time to move forward on what matters most, whether that means a new or used vehicle, refinancing an existing loan, consolidating debt, making home improvements, or covering personal expenses.


Plus Credit Union offers a full range of loan options with competitive rates, clear terms, and local decision making you can trust. Our team looks beyond the monthly payment to help you choose financing that fits your goals and your budget.


Explore all of your loan products and see what’s possible this year. When you’re ready, we’re here to help you take the next step and apply online: Loan Application

Holiday Closures

New Years Day Eve - Thursday, January 1

Martin Luther King Jr. Day - Monday, January 19

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