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Top Ten Reasons to Give an IRA Rollover Gift to Bottoms Up Diaper Bank
1.Meet Your Required Minimum Distribution (RMD)
If you’re 70½ or older, an IRA rollover gift counts toward your RMD for the year.
2.Reduce Your Taxable Income
A Qualified Charitable Distribution (QCD) is excluded from taxable income, which can lower your tax bill.
3.Avoid Itemizing Hassles
Even if you don’t itemize deductions, you still get the tax benefit of a QCD.
4.Support Families in Crisis
Your gift provides diapers immediately to parents who are struggling to meet their baby’s basic needs.
5.Make a Big Impact Without Affecting Cash Flow
You can give generously from your IRA without touching your checking account.
6.Keep Babies Healthy
Diapers prevent infections and keep babies safe, reducing medical emergencies.
7.Make a Larger Gift Than You Thought Possible
Using your IRA may allow you to give more than you could from regular income, creating a bigger impact.
8.Simple and Direct
Your IRA custodian can send the gift straight to Bottoms Up Diaper Bank—no complicated paperwork.
9.Leave a Legacy of Care
Your IRA gift shows your commitment to helping vulnerable families and can inspire others.
10.Give Hope During the Holidays
Year-end is the hardest time for struggling families—your IRA gift brings relief and dignity.
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