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June 2026 Edition

As June arrives and summer approaches, many businesses are entering one of their busiest and most active times of the year. It is a great opportunity to pause for a moment, evaluate how the year is progressing, and make sure the right strategies are in place for the months ahead.


Like many sports fans, I have enjoyed watching the excitement and intensity of the NHL & NBA Playoffs this time of year. What always stands out is how much preparation, discipline, and teamwork go into competing at the highest level. Success rarely happens overnight. It comes from having a strong game plan and the ability to adapt when challenges arise.


The same mindset applies to managing risk in business. As operations evolve and new opportunities emerge, it is important to ensure your insurance strategy continues to support your long-term goals. A captive insurance solution can provide greater flexibility, transparency, and control while helping businesses better align coverage with their operational and financial objectives.


At U.S. Captive, we work closely with business owners who want a more strategic and proactive approach to risk management. Whether you are exploring a captive for the first time or continuing to build on an existing structure, our team remains committed to helping you navigate the process with confidence.


With the halfway point of the year quickly approaching, now is an ideal time to review your goals, reassess your risk strategy, and position your business for a strong second half.


Thank you for your continued trust and partnership. As always, if you have questions or would like to learn more, please give us a call or visit the Captive 101 section on our website.


Sincerely,

Larry Papola

Lawrence J. Papola, Jr.

President

LPapola@US-Captive.com

1-833-US-CAPTIVE

(1-833-872-2784)

www.US-Captive.com

 
 
 

Captive Insurance and D&O Coverage for Executive Liability Risks

In an increasingly litigious business environment, the need for robust insurance protection against executive liability claims has become more important than ever, particularly for senior management teams and corporate boards.


That is where directors and officers (D&O) liability coverage plays a critical role.

 
 
 

Delaware Department of Insurance, Bureau of Captive & Financial

Insurance Products

With 660 captive insurance companies—including series captives, Delaware is one of the largest domiciles. Captive managers often cite the accessibility, high quality, innovation, and stability of the state's captive regulators as key reasons for the continued domiciling of captives in Delaware.


"It is refreshing, indeed, to work with Delaware's captive regulatory team. They are knowledgeable, inquisitive, flexible, and willing to assist captive owners and managers in structuring their captive insurers," said Michael W. Teichman, president of the Delaware Captive Insurance Association.

 
 
 

Tennessee Reports Continued Captive Insurance Growth

Tennessee's captive insurance market continued its upward trajectory, with premium volume surpassing $4.6 billion, according to a recent Tennessee Department of Commerce & Insurance (TDCI) newsletter update.


The department said the total reflects a 10 percent increase from the $4.1 billion in premium volume reported a year earlier. Tennessee also recorded its sixth consecutive year of captive insurance growth.

 
 
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Captive Education

Conferences & Webinars

Check out the Captive

Calendar of Events

 
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Captive Claim Highlight

Client Profile

Industry: Medical
Specialty: Provider of dental services
Location: Ohio

Claim Information

Description: One of our Insureds lost their credentialing and authorization to bill for services rendered under a state Medicaid program due to the termination of a provider agreement without cause. As a result, the Insured lost revenue. Through their Actual Net Loss Insurance Policy "Loss of License/Certification - Medical Industry" coverage, the Insured was able to recover their lost income.
Line of Coverage: Loss of License/Certification - Medical Industry
This exposure was elected for coverage by the client under their Captive policy. This resulted in a claim payment amount of approximately $135,000.
*Please note that each claim will undergo an independent investigation and thorough review process. Various components specific to the claim at hand will be assessed thoroughly to determine if the loss is covered by the policy.
 

Happening This Month:

6/5: World Environment Day

6/8: World Oceans Day

6/14: Flag Day

6/20: American Eagle Day

6/21: Father's Day

6/21: Summer Solstice

 

Why Form a Captive?

 

There are numerous potential advantages to forming a captive insurance company. Captive insurance companies are formed for both economic and risk management purposes. By forming a captive insurance company, a business can dramatically lower insurance costs in comparison to premiums paid to a conventional property and casualty insurance company.

 
 

Get Your Insurance Quotes From The:

Insurance Experts provides expert knowledge and assistance to individuals, families, and business owners who are making decisions about the proper insurance coverage for their needs. We’re here to help you cover losses you shouldn’t have to on your own.

Let our team of experts guide you through the daunting task of selecting the right insurance coverage for you or your business:
  • Life
  • Disability
  • Long-Term Care
  • Business
  • Personal
  • Captive
  • More...
 
 

48 South Service Road

Suite 400

Melville, NY 11747


Office: 1-833-US-CAPTIVE

     (1-833-872-2784)

Fax: 1-888-929-6565

 

www.US-Captive.com

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