Newsletter for Nevada County Habitat Homeowners
Nevada County Habitat Homeowners, Volunteers and Staff Pull Together During Coronavirus

Hats off to Habitat Homeowners! Through the challenges of the pandemic every home mortgage payment is up to date and current. Nevada County Habitat Executive Director Lorraine Larson says, “This is terrific and shows our Homeowners’ commitment to their homes and families.” Mortgage payments on existing homes helps meet Habitat’s mission of building additional homes in our community.

After a 65-day shutdown construction is now back up and running at the Park Place build-site. The number of volunteers on site each day is limited, and health protocols are followed by volunteers and staff.

Hardware and building material stores were declared “essential businesses” and allowed by the state to remain open. At the beginning of the Coronavirus closures, exercising an abundance of caution, the decision was made to close the ReStore. But on May 6th, with strict health and safety protocols in place, the ReStore reopened, with a line of 25 customers at the door. Working at the ReStore offers an opportunity to gain Sweat Equity hours for future Park Place Homeowners.

With the option to hold an in-person Street of Dreams off the table, the Habitat staff needed to be creative. They came through with flying colors and The Street of Dreams Online Gala was held on September 18th. Thanks to everyone who helped make that happen!
Meet the Board President — Rick Ballantyne
After retiring from a forty-year career as a public servant serving six different local governmental agencies in the San Joaquin Valley, Rick Ballantyne and his wife decided to retire to Christian Valley near Auburn. Having worked for public agencies as a professional planner and administrator, Rick gained valuable experience in all faucets of development and public service. He loved working with people to create a better living environment.  
 
Rick’s early training as a Boy Scout had taught him valuable lessons—one of which was to serve his community. Rick previously served as a big brother in Big Brothers/Big Sisters organization, served as a Presbyterian youth mission leader, and most recently as the basketball coach for his granddaughter’s Weimar Hills basketball team.  
 
This year marks Rick’s fourth year as a Habitat Board member. He says that Habitat for Humanity has shown him what a “big hearted” community can do when so many put their talents and gifts together to follow Christ’s teachings of helping others. Rick feels fortunate to have been given the opportunity to serve Habitat and to have made so many new friends in Nevada County even if he lives way down the hill. Habitat’s mission statement of “building decent, affordable homes in partnership with local residents” was what sparked Rick’s interest in joining Nevada County Habitat.
Money Matters
Your FICO (Fair Isaac Corporation) credit score and credit history are important parts of your financial life. Your credit score affects not only whether or not you can borrow money -- and at an attractive rate. Credit scores can also impact everything from insurance rates to employment opportunities. Your credit report will likely play a role in determining your car insurance premium. Employers may also check the credit of prospective new employees. During our current COVID-19 outbreak, you may be experiencing new financial pressures. So, it's important to understand your credit score and how to take steps to improve it. Click here for a FICO Update which might serve as a helpful reference.
Did You Know?
During stressful times accurate and timely information is even more important. For non-emergency services, Connecting Point 211 provides callers with information on both public and nonprofit community resources. During the pandemic, 211 can tell you how to get tested, what to do if you have been exposed, and the current guidelines issued by the Public Health Department and other government organizations. 211 can also help you find resources for transportation, children’s services or senior services. Just dial 211 from any phone or visit their website – you'll find a wealth of information about our local and surrounding areas.

The NC Habitat Homeowner Web Page contains lots of information for homeowners – with a focus on Nevada County. Find information on topics from avoiding costly home repairs to how to be a good neighbor.

One final tip: If you are running air conditioning during a time when the air is smoky, keep an eye on the filter. It will need to be changed more frequently when it is filtering wildfire smoke.
We want your feedback!

  You are receiving this from Nevada County Habitat's Homeowner Support Committee, with the goal of providing education, resources, and ongoing support to the Nevada County Habitat homeowner community.
530.274.1951 | www.nchabitat.org