Maine Paid Family and Medical Leave: Private Carriers Approved and Plans Certified

Under Maine’s Paid Family and Medical Leave Program (PFML), employers may choose between participating in the State Plan administered by the Maine Department of Labor or offering an approved private plan to their employees. One type of private plan is a fully insured plan. With a fully insured plan, the employer purchases a Maine PFML insurance policy that has been approved by the Maine Bureau of Insurance and certified by the Department of Labor as providing employees with rights, protections, and benefits substantially equivalent to those provided under the State Plan. Employers can apply for private plan substitution beginning on 04/01/2025.

Click here to see the current list of approved insurance carriers and certified plans.

Support for your PFML Process

As you navigate the Paid Family and Medical Leave process, we want to reassure you that your account management team is here to support you every step of the way.

We understand that this process can raise questions, and we encourage you to reach out to your MMA team for any assistance you may need. Whether you have inquiries about the process, need help obtaining quotes, or require guidance on next steps, our dedicated team is ready to provide the information and support you need.

Your peace of mind is our priority, and we are committed to ensuring that you feel confident and informed throughout this journey. Please don’t hesitate to contact us with any questions or concerns. We look forward to assisting you.

Paid Family and Medical Leave Portal The online system for employers to register, designate a payroll processor, file quarterly wage reports, and remit quarterly premium contributions, has launched. All employers must register on the portal in order to begin wage reporting in April 2025. The portal will also allow self-employed individuals and tribal governments to elect coverage. Access the portal here.

Paid Family and Medical Leave Notices Read our recent compliance notice detailing the recent regulations regarding the Paid Family and Medical Leave program in Maine, including key dates and answers to frequently asked questions here.

If you have any questions or need further clarification, please reach out to your Clark/Marsh McLennan Agency contact.

Additional Maine PFML Employer Resources

Official Maine PFML website: https://www.maine.gov/paidleave/
What Employers Need to Know: https://www.maine.gov/paidleave/docs/2024/WhatEmployersNeedtoKnowJanuary2025.pdf
Bulk Wage Report Specifications: https://www.maine.gov/paidleave/docs/2024/BulkuploadInstructionsPFML.pdf
PFML Labor Posters:
PFML Labor Poster (PDF) - English
Affiche du travail du PFML (PDF) - French
Cartaz Trabalhista da PFML (PDF) - Portuguese
Boodhka Shaqada ee PFML (PDF) - Somali
Afiche Laboral del PFML (PDF) - Spanish
FAQs: https://www.maine.gov/paidleave/docs/2024/faq/faqenglish.p df