VACB's Fall Education Line-Up

VACB has put together a great fall education line up! We have all the details about our programs outlined below. From BSA/AML to Internal Audit to CRA | Fair Lending, there's something for everyone!

Get your team registered today and we will look forward to welcoming you to one of our fall programs.

Other Fall Dates to Be Aware Of: (Full details/agendas available soon!)

• Q4 Compliance Forum Southwest | Abingdon | December 1, 2026
• Q4 Compliance Forum Central | Richmond | December 3, 2026
• Q4 Operations Forum | Staunton | December 15 & 16, 2026

DON'T MISS OUT! GET REGISTERED TODAY!

BSA: AML/CFT Brush-Up 2026 | October 20 - 21 | Via Zoom

Refresh, Refocus & Prepare for What's Next

Why Attend?

The 2026 BSA AML/ CFT Brush-Up School is designed specifically for experienced BSA professionals who understand the basics and need an annual refresher on what has changed, what deserves renewed attention, and what practical steps institutions should take moving forward. Rather than rebuilding programs from the ground up, this session revisits core principles through the lens of today's regulatory and operational environment.

Whether preparing for the next examination cycle, strengthening fraud controls, refreshing risk assessments, improving SAR quality, or understanding the latest FinCEN initiatives—including Geographic Targeting Orders and the AML/CFT Program Notice of Proposed Rulemaking—participants will leave with actionable insights and practical solutions tailored for community banks.

Attendees will receive comprehensive training materials, practical resources, implementation tools, and opportunities to exchange ideas with peers facing similar challenges across the banking industry.

Program Highlights:

• FinCEN Brush-Up: What Changed Since Last Year?

• The AML/CFT Program NPRM: What Community Banks Need to Know

• Building a Better BSA Risk Assessment

• Decision, Documentation & Narrative Quality: A SAR Refresher

• OFAC & Sanctions: The Annual Compliance Check-Up

• Fraud Trends Every BSA Officer Should Know

• Turning Tellers and CSRs into Your First Line of Defense

• High-Risk Customers: Refreshing Due Diligence Expectations

• Payments, ACH & NACHA Updates

• Examination Trends, Lessons Learned & Action Planning

Who Should Attend?

BSA Officers, compliance professionals, auditors, fraud investigators, operations leaders, risk managers, and banking personnel responsible for BSA/AML/CFT, OFAC, fraud prevention, or enterprise risk management. Attendees should have a working knowledge of BSA/AML requirements and be prepared to engage in practical discussions focused on real-world application. The program also emphasizes peer discussion, real-world case studies, and practical takeaways you can bring back to your institution.

There's Still Time to Get Registered!
CRA | Fair Lending Deep Dive for Community Banks

October 27 & 28 | Hotel 24 South | Staunton

Join VACB & Patti Joyner, Financial Solutions, Inc. and Carmen Ramirez from ICBA CRA Solutions, for our first ever CRA | Fair Lending Deep Dive. We will be in Staunton at Hotel 24 South. Don't miss these crucial updates! Get registered via the link below.

Program Highlights:

TUESDAY, OCTOBER 27

Community Reinvestment Act

• CRA Foundations & RegulatoryRequirements
• The Agencies, Assets Sizes & Requirements by Bank Classification
• CRA Exam Standards & Lending Products
• Community Development Definition & Qualifying Activities
• Performance Context: Telling the Bank’s CRA Story
• Peer Analysis & Benchmarking
• CRA Examination Management & Readiness
• Regulatory Outlook: 2026 OCC & FDIC CRA Proposal
• ECOA (Reg B) Issues
• DOJ Referrals
• Special Purpose Credit Programs (SPCP)
• Second Reviews



WEDNESDAY, OCTOBER 28

Fair Lending

• Fair Lending Risk Assessment
• Fair Lending Controls
• Fair Lending Training
• Monitoring & Management
• Home Mortgage Disclosure Act (HMDA) Data

Room Reservations - Get Your Reservation ASAP!

VACB has reserved a limited number of rooms for the nights of October 26 & 27. The rate is $125 for a single or double room. Reservations MUST be made directly with Hotel 24 South by calling the hotel directly at (540) 885-4848 and referencing the Virginia Association of Community Banks room block. Check-in time is 4:00 pm and check-out time is 12:00 noon.

Who Should Attend?

Compliance professionals, and banking personnel responsible for the Community Reinvestment Act activities at their bank.

Don't Miss This Program!
Fall Internal Audit Program Topics | November 3 - Via Zoom

Program Topics

• AI Readiness – The ICBA released an AI readiness guide earlier in the year. We will share highlights of the guide to help you in your role.

• Model Validations – We will discuss recent changes to regulatory guidance related to model validations and how those changes impact your internal audit plan.

• AI in IA – With AI on our minds, we will share additional examples and case studies that apply to the internal audit function.

• Regulatory Changes – Always a hot topic, we will discuss relevant regulatory changes and invite regulators to a discussion panel.

• Fraud Mitigation – Based on actual fraud cases, we will facilitate an interactive session where we discuss practical controls to mitigate risk.

About Our Presenters

G. Alan Landes, CPA, CIA | Partner – Financial Institution Services Group

Alan has over 32 years of public accounting experience, as well as work experience in the private sector in financial management. As a partner in Brown Edwards’ Financial Institution Services Group, he provides continuous support and value-added services to community banks throughout the Virginias, North Carolina, Tennessee, and Ohio.



Jason B. Ross, CPA | Partner - Financial Institution Services Group

Jason is a Partner in the Blacksburg office. He has over 20 years of public accounting experience. His focus has been providing accounting services to the financial services industry. He has worked with over 50 community banks and a number of SEC registrants ranging in size from $100 million to $3 billion. Jason has extensive experience with GAAP and SEC issues and assists clients in complex accounting issues, quarterly reviews, and with SEC filings.

Jennifer Theimer, CPA, CRCM | Director - Financial Institution Services Group

Jennifer is a director in the financial institution practice in the Roanoke office. She assists community banks with numerous professional services including SOX reporting and compliance, internal audit, external audit, BSA validations and regulatory compliance. Prior to joining Brown Edwards, she was the Chief Administration and Risk Officer (CARO) for a community bank for 11 years where she was responsible for managing strategic, financial and operational risks across the organization. 

Who Should Attend?

Any bank staff involved in the bank's audit function, whether in-house staff or staff monitoring external audit functions.

Community Bankers Webinar Network

Expert-led banking education for your entire team, delivered live and on demand through the Community Bankers Webinar Network. Check out our upcoming offerings by clicking the links below:

Oct. 15 - Call Report Series: Understanding Call Report Regulatory Capital

Oct. 15 - Frameworks to Execution: Bringing AI POC to Life

Oct. 19 - When a Borrower Dies: Next Steps

Oct. 20 - Fair Lending Risks in AI-Driven Credit Decisions: Bias by Algorithm

Oct. 20 - ACH Return Reason Codes Explained

Oct. 21 - Fraud Series: Exploding Check Fraud

Oct. 21 - BSA & OFAC Annual Training for Lenders

Oct. 22 - The Advent of Roth SEPs & SIMPLEs: Options, Choices & Considerations

Oct. 26 - Using AI in Credit Analysis

Oct. 27 - IRA Required Statements & Reports

Oct. 27 - TRID Breakdown Part 2: Closing Disclosure for Fixed-Purchase, Variable-Refinance & Construction-Perm

Oct. 28 - Conducting a BSA Audit

Oct. 29 - Commercial Credit Analyst Series: Lending to Specific Industries: Trades, Hospitality, Nonprofits & Professional Services Firms