This chart, also a national comparison shows the median family income needed to qualify for the average home, in comparison to the median family income - by region. If we focus on the west here in Oregon note its also lumped in with California, which is a very expensive housing state. None the less, the same ratios apply to the Portland Metro area, where even with the median home at $519,100 its still under the median of $78,239 (back from 2019, the latest stat I could find).